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How I have governed Kaduna in one month- Nasir El-Rufai
I welcome you all with humility and gratitude to the very first Town Hall meeting we are hosting as a government. It is not yet one month since we were sworn-in, but to the extent that it has pleased Allah to bestow His grace upon us, we have set about doing the work of change that you mandated us to do.
During the campaign, we promised that we shall be engaging and interacting with the public regularly. We pledged that we will provide you regular updates and listen to your feedback, including criticisms and suggestions. Here we are before you today to do as we pledged. As we have started, so we intend to continue, always striving to get better at achieving results.
Immediately after we were sworn-in on 29 May 2015, we reported for duty with the sense of urgency that you demanded. As we expected, we met a state that is broke, and whose schools, hospitals and roads are in poor shape. We knew that a lot of sacrifice will be required to restore the state to good health. This government’s priority is actually growth and development in a safe and secure environment; because we understand that the things that matter are the public goods of quality schools, decent hospitals and good roads; we know that leaders must pursue the creation of a climate that promotes security, social harmony and is therefore conducive to bringing jobs and economic opportunity. Thus our first step was to announce that the deputy-governor and I will be taking a 50% pay cut.
As we took briefings from the ministries, departments and agencies in our very first week, the depth of the financial problem became clearer to us as well as the impact the decades of impunity have had on the mental attitudes of the institutions that constitute the public service. As one astute observer of the situation commented recently, the public service does not serve the public; rather it considers itself as the public and thus serves only itself.
We emphatically reject this mentality. The new government of Kaduna State has therefore declared that the resources of the state will be devoted to serving the public, with schools, hospitals and roads; aiding our farmers and doing our utmost to create jobs. To do that, we must cut the cost of running government. Ours will no longer be the state that has too little left for the needs of the majority of the people.
That is our guiding principle as we reduce costs. And we have taken concrete action in this regard. We have restructured our ministries from 19 to 13. We have also decided that we will have only 13 commissioners, ten special advisers and 12 special assistants. You all remember that the previous government had 24 commissioners, 41 special advisers and about 400 special assistants. But good governance is not about recruiting vast numbers of political appointees. It is about the smallest number that can provide the quality of service that is required.
We are saddened by the condition in which we found the state. But we shall never use that as an excuse for non-performance. It is our duty to do our best always. That is why we are finding creative even if difficult ways to deliver on our promises.
What we have done
In our first month, we have done the following things:
Governance Reforms
Prioritising the People: We have made clear our intention to devote a larger chunk of the state’s resources to providing public services. We have signalled that a government elected by majority vote should serve the majority.
Pay cut: the governor and the deputy governor have taken a voluntary pay cut of 50%, and we have urged other political official holders, elected or appointed, to follow this example.
Cost-cutting: ministries have been reduced from 19 to 13; while your government has committed to appointing only 13 commissioners and the handful of needed special advisers and special assistants. The selection of the Commissioners, Advisers and Assistants will be based on merit, capacity and experience because what is priority to us is getting the necessary skill sets that will facilitate moving the State forward.
Biometric verification: Our government is already conducting biometric verification of its employees in order to update the payroll and provide reliable data as to the precise number of personnel in the public service. Two of Nigeria’s leading banks, UBA and Zenith, are working with us on this project.
Tax Reform Committee: We have set up a committee chaired by Ifueko Omogui, former chairman of the Federal Inland Revenue Service, to review our internal revenue generation structures, systems and laws. The committee will recommend ways by which we can improve our internally generated revenue. This will reduce our dependency on the federal government. We will be masters of our own fate.
Transparency: We have signed up to Open Budget, a tool that enables you to track what we are doing with your money.
Health
Your government has already convened a summit of Kaduna State Healthcare partners to set out the state’s priorities in the Health Sector, and to also ensure that all funds in the health sector are streamlined to ensure an effective coordinated service delivery. The donor community and multilateral agencies attended, along with businesses that are active in the state’s health sector.
Kaduna State has signed an Memorandum of Understanding with General Electric Healthcare to modernise our primary health centers and public hospitals. Both parties have committed to identifying the specific needs of the centers and hospitals, so that modern equipment can be installed to improve the diagnosis and management of patients.
We have signed the 2015 Kaduna State-UNICEF 2015 workplan. The state government is ready with its counterpart funding for the agreed initiatives in healthcare, nutrition, HIV/AIDS, water, sanitation and child protection.
Installation of two dialysis machines and the repair of three dialysis equipment at Barau Dikko Hospital. Arrangements are being made to purchase consumables for the next 12 months so that dialysis will be affordable to Kaduna citizens.
Security
Peace Committee: A committee, chaired by the respected General Martin Agwai, is working to identify the causes of conflict and insecurity in Southern Kaduna and thereafter recommend ways of tackling the problem.
Interstate cooperation: Kaduna State is working with Zamfara, Katsina, Kebbi and Niger States to design a collective approach to common security challenges in the forest ranges that strides our respective States. A meeting is being held today with the respective State Governors and Security Agencies to advance the implementation of this initiative.
Presidential support: Kaduna State has briefed and updated the president on the security challenges, and the president has pledged FG support for the comprehensive security plan.
Relief: We have conducted multiple aerial surveys of the Birnin-Gwari area and have visited affected communities there and in Southern Kaduna, offering medical assistance and condolences.
Prisons: we have visited prisons in Kaduna and Zaria, pursuing rehabilitation of facilities and decongestion. As a result of these efforts, 98 persons awaiting trial for minor offenses were released by the Chief Judge of Kaduna State.
Infrastructure
Zaria Water Project: We have ordered accelerated work to complete this project as a priority item for our government. We have visited the site of the project and reviewed it with the contractors. A firm decision has been taken to commit funds monthly so that the project can be completed by early 2018.
The African Development Bank and Islamic Development Bank, the major funders of the project, have been consulted and they share our desire to speed-up completion. In addition, we are working on a project to upgrade the capacity to supply water to Kaduna residents through a new Kaduna Water Project.
Job creation
Kaduna Cabs: We have initiated a scheme to revive taxi services in our major urban centres. The aim is to create jobs for owner-drivers who will help improve the commuting experience with their comfortable cars and excellent customer service. The scheme is starting with 200 vehicles in Kaduna, and is being implemented in collaboration with Peugeot. We have already placed adverts to invite participation in the scheme.
Indorama: Our drive to attract new investors to the state has attracted positive response from Indorama, a leading player in petrochemicals. They have selected Kaduna as their regional distribution centre. They will be building warehouses, fertilizer blending plant and a training centre in Kaduna.
Shopping Mall: Our main urban centres, including the state capital Kaduna, are lacking modern shopping malls. We have indicated our readiness to partner with capable investors in this sector.
Agriculture
Fertilizer: One of our first actions in office was to stop the unfair practice of allocating subsidized fertilizer to prominent persons to the detriment of ordinary farmers. We launched the 2015 fertilizer sales season in Kachia with a clear structure that sells fertilizers to interested persons from designated sales point. We shall be reviewing and improving the process of procuring and distributing fertilizer to make access easier for the farmers.
A New Agricultural Policy is being prepared with the aim of enhancing the capacity of the sector to create viable jobs; improve farm productivity and raise the involvement of Kaduna citizens in the value chain.
Sanitation
Clean city agenda: We have met the sanitation contractors and have expressed to them our dissatisfaction at the squalid state of our urban areas. We want our towns and cities to be clean, and we shall do it.
Sports
Kaduna has, for the first time in a long while, hosted an international football match when the Super Eagles played a friendly match with Chad at the Ahmadu Bello Stadium. Our people turned out to see the game, showing that Kaduna is a sports city. That impressive turnout has now placed us on the radar to host many competitive matches because the football authorities now know that our great people will actually come to the stadium, fill it up and cheer the players.
What we intend to do
In the following months, we shall be focused on the following issues:
Education: we shall begin implementing our comprehensive agenda to improve education. School repairs, and the provision of facilities like furniture, water and toilets will begin as we fulfill our responsibility to provide a better learning environment. Alongside this, we shall begin to enhance the capacity and quality of the teachers generally, and we shall pay extra attention to getting more and better teachers in English, Maths and Science.
Health: hospital upgrades, in terms of facilities and equipment, will be accelerated as our MoU with GE Healthcare is steadily implemented. We have a commitment to properly equipping our hospitals so that most of our people’s healthcare needs can be met by our own public hospitals.
Township Roads: neighborhood and township roads in our major urban centres will be upgraded to the extent we can within this rainy season.
Transport: our multilayer transport architecture will be executed. That includes preparations, studies and projects to put in place:
– the new cab scheme and expanding to Zaria and Kafanchan,
– a BRT system for mass transit starting with Kaduna,
– a major project to establish Kaduna-Zaria light rail system between Shika and through the Kaduna Metropolis and up to the Refinery,
– new bus and truck terminals in Kaduna, Tafa, Mararaban Jos and Zaria
Security
Comprehensive security plan for Southern Kaduna and the Birnin-Gwari/Giwa axis
Forensic laboratory under the control of our State Internal Security outfit – Operation Yaki – to enhance the investigative capacity of law-enforcement agencies
Clean Cities: We would not allow our urban centres to continue to be defaced by waste. We shall be improving waste collection, then we would introduce sanitary inspectors and engage the public in a voluntary commitment to make our cities clean.
Rural and community development: Under the leadership of our Deputy Governor, we shall be mainstreaming the Millennium Village Pampaida programme as a viable model across our rural communities. It will have components to improve education, healthcare, rural roads and the farming activities that engage most of our rural residents.
Job Creation: your government will undertake direct recruitment of qualified doctors, nurses and teachers to urgently raise the quality of service in our hospitals and schools. We shall also employ at least 50 youths per ward over the next four years, in our initial efforts for traffic control and environmental enforcement. But try as it might, government can only employ a minority of youths who need jobs. Thus we remain focused on creating a favourable climate for the private sector to create jobs.
Textile Revival: We have the support of Mr. President to work on policies and schemes that will revive this sector as viable and sustainable employer of labour. We are cooperating with current and potential textile investors on a package that stimulates the value-chain from cotton farming to garmenting.
There is so much to do, with fewer resources. But we have no option than to deliver quality performance for the people who have invested so much hope in us. We need your understanding and support for the difficult decisions that we must take if we are to serve you to the best of our ability. We will need committed people in and out of government to contribute to achieving the goals we have set out.
We are not shrinking government for its own sake. We are making government leaner so that it can work better for you. Let us all make sacrifices for change.
The call
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FCMB Limits Exposure in Fraud Attempt
More than ₦3 billion was targeted, but about ₦677 million reached the culprits, with recovery and prosecutions underway, reflecting how banks are responding to more sophisticated fraud risks.
Nigeria’s expanding digital banking sector is facing increasingly sophisticated fraud attempts, as financial institutions adapt to faster transactions and broader online services.
A recent case involving First City Monument Bank (FCMB), linked to fraudulent activity detected in December 2025, has drawn attention to how banks are responding to such incidents, with a focus on limiting exposure, recovering funds and working with law enforcement.
According to findings referenced in proceedings before the Lagos State Special Offences Court, the incident involved unauthorised transactions tied to a digital product. Early reports erroneously suggested more than ₦3 billion was lost. Subsequent clarification shows that over ₦3 billion was targeted, ₦2.4 billion was blocked and recovered, while ₦677 million got into the possession of the culprits. This outcome reflects the bank’s cyber security and monitoring capabilities, as well as improved collaboration among regulated financial institutions and with law enforcement agencies. Several suspects and beneficiaries have been apprehended, while recovery and prosecution efforts are ongoing, led by the Economic and Financial Crimes Commission (EFCC).
Proceedings at the Lagos State Special Offences Court have resulted in convictions, including that of a repeat offender, with restitution orders issued. Related matters are also being handled at the Federal High Court in Lagos, where additional suspects are being tried in connection with the scheme. This process is aimed at ensuring that bad actors are identified and permanently blacklisted from the financial system.
Authorities say recovery efforts are continuing as additional funds are traced.
Analysts note that the pace of legal action reflects closer coordination between financial institutions and enforcement agencies in addressing cyber-related financial crime.
The case comes as banks contend with more complex fraud methods, including social engineering and automated exploitation of system processes.
As digital products and platforms expand, so too does the risk associated with cyber-crime and related fraud.
“The scale of digital banking means risks are evolving alongside the systems,” said a Lagos-based financial analyst. “Institutions are now judged by how they manage these events.”
Observers say the sector is moving toward a stronger focus on response and recovery, rather than prevention alone.
This includes improving monitoring capabilities, strengthening transaction controls and enhancing collaboration with regulators and law enforcement. The FCMB case, with limited exposure relative to the amount targeted and ongoing recovery, reflects that shift.
For customers, the primary concern is the safety of their funds. In this case, there has been no indication of losses affecting customer deposits. Maintaining that level of protection remains central to sustaining trust in the financial system.
Nigeria’s financial sector continues to grow, supported by digital innovation and expanding access to banking services.
However, analysts say fraud attempts are likely to persist as systems become more complex and interconnected.
They say institutions will increasingly be judged not only on their ability to prevent incidents, but on how effectively they respond and recover when they occur.
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Ex-APC Deputy Guber flag bearer, Joshua MacIver backs Tinubu, express fears over implosion in Bayelsa APC
….congratulates new State Party Chairman, Warman Ogoriba
APC Deputy Governorship Candidate in the 2023 general elections in Bayelsa State, Great Joshua MacIver has declared his total commitment to the re-election of President Bola Tinubu come 2027, declaring that the Tinubu re-election project is non-negotiable.
Great Joshua MacIver, in his statement titled ” BAYELSA APC CONGRESSES: GOING FORWARD, A CALL TO LOOK INWARDS” and made available to newsmen in Yenagoa, warned APC leaders in the state to look Inward and take note of certain factors which may hinder or cut short our victory.
According to Great Joshua MacIver, such noticeable pitfalls include the imbalance in the united front being put up by the State Governor,Senator Douye Diri among various political blocs in the state.
In the statement issued at the weekend. Great Joshua MacIver stated that “First, before His Excellency, Senator Douye Diri, joined the APC in the state, there were clearly two political blocs that made up the party, with the approximate population ratios of the blocs standing at 95% to 5%.”
“After the entrance of His Excellency, Senator Douye Diri, ONLY THE SMALLER BLOC IS BEING CARRIED ALONG IN THE AFFAIRS OF THE PARTY, leaving the greater percentage to their fate, and this situation has the potential to build anger and dissatisfaction in our dear party.”
” The consequence of this has been the high level defection we have witnessed in the party recently and we believe more may likely follow, if we do not put our house in order.”
” If we do not pull together as a party, we may witness a situation where we will lose key stakeholders, especially after the State and National Assembly Primaries as well the Gubernatorial Primaries.”
“Finally, while it is very clear that we are the party to beat in the 2027 elections and that our loyalty to Mr. President IS NON-NEGOTIABLE, we must make haste to say that we cannot afford to create situations or loopholes in our unity which will be exploited by other political interests in the state. We cannot afford to under-rate anyone.”
“Our core interest remains the re-election of Mr. President, a project to which we have committed our all. We also pledge our total loyalty to the party as we have no alternative to the APC. However, our concern is that we must, as a party, look inwards and ensure that we do not create loopholes that can impede our common goal.”
Great Joshua MacIver, however congratulated the newly elected State Executives of the APC in Bayelsà State led by Hon. Warman Ogoriba, saying their emergence is welcomed at this critical time in our national history.
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How Primate Ayodele Foretold Borno Suicide Bomb Attack A Few Weeks Ago (VIDEO)
At least 23 people were killed in a series of suspected suicide bombings, police in Nigeria’s northeastern city of Maiduguri said on Tuesday.

https://www.stanbicibtcbank.com/nigeriabank/personal/products-and-services/all-loans/stanbic-ibtc-mreif-home-loans
More than 100 other people were injured in the blasts that took place on Monday evening in the capital of Nigeria’s restive Borno state.
No group has claimed responsibility for the suspected attacks.
The deadly blasts come after a military post was attacked overnight Sunday to Monday, which authorities blamed on suspected Islamist militants.
This sad incident is coming barely two weeks after Primate Elijah Ayodele, the Leader of INRI Evangelical Spiritual Church specifically warned against attacks in some states. He mentioned these states while calling on security operatives to pay close attention to them.
These were his words:
“Another attack is coming up in these following states where the military must watch carefully and intelligently; Kano, Kaduna, Zamfara, Kebbi, Niger, Borno, Kwara and Kogi state. They want to do a deadly attack, it’s preventable but it depends on how they will handle it. I have told you about the danger coming up.”
@primateayodele
Unfortunately, some of our military agencies don’t believe spiritual intelligence can save the country from so much danger hence, their neglect of this prophetic warning but now, it has been fulfilled with the miliary losing credibility by the day while Primate Ayodele continues to gain momentum.
Likewise, At least 26 passengers and crew sustained varying degrees of injuries on Monday following an accident involving the Kaduna–Abuja train, according to the Nigerian Railway Corporation (NRC).
Opeifa explained that the train departed Rigasa in Kaduna at 7:15 a.m. and was approaching Asham station around 9:16 a.m. when a loud bang was heard after the power car and trailing locomotive collided with one of the passenger coaches.
In July 2025, Primate Ayodele asked nigerians to pray not to see train mishap on the Kaduna-Abuja route.
@primateayodele #nigeriantiktok🇳🇬 #fulfillment #train #abuja #primateayodele
“Let’s pray not to see train mishap in Abuja-Kaduna, Kaduna-Abuja route.”
This has also been fulfilled.
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