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A Planning Youth is An Achieving Youth by Ifemosu Michael Adewale
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Planning is one of the major key to achieving a purposeful life, as Youths in our Prime state , there is need for us to see the necessity of life evolving round what I call “Purpose”.
Like a million dollar question “What on earth am I here for”?
We should know that for any successful life, such is situated around an enterprise built by wise Planning, which becomes strong through common sense, which will yield bountiful results and profits by keeping to the fact that Planning is essential.
The biblical illustration gives us a firm assertions in Luke 14 vs 28 ” Jesus said which of you intend building a tower will not first sit down and count the cost”.
It is imperative for us to know Planning is very essential in all facets and ramifications of Life especially in this present stage of ours as a Youth.
You will agree with me that as Young ones who are students,when we fail an examination in school, we will be advised to resit for the examination meaning we didn’t sit well the very first time.
Intelligence without planning will deprive you of the specific goals of Life and unfortunately You will just Wake up to the reality of low grade average.
Enough of Political and Social gimmicks, pranks and displaying of What we know as Youthful exuberance, all those things don’t work, it doesn’t, I want to know what really works, our common sense tells us, let us find what works and let’s start working on it, almost all Youths have tried so many things that did not work, Just that our Generation, the world at large, and history will only recognize and remember us for all that worked.
A lot of Pressure Groups, Youth Inclined NGO’s, Political forums has come out to tell us Youth are the Leaders of tomorrow, Leaders of any Nation, they have organized lots of Conferences, Seminars, Workshops and all has been abortive; am not saying all this doesn’t work or hasn’t worked but it has left us that we can’t use Political,Social gimmicks to break even amidst this corrupt Leaders and Rogues…it can’t work.
If our current approach, which you and I know is not working, why don’t we change style like zig Ziglar said and I quote ” for us to do things we have always done and to expect different results is a symptom of Insanity”.
As a Youth we can plan our way out of this Political Oblivion, Political Slavery, depriving of leadership positions in Governance if we can sit down to think.
The realization of any Goal is in Proper and Solid Planning, we all know no pilot will be allowed to take off at the airport without a flight plan, he/she must have submit a flight plan before taking off, in life only those who had flight plan fly high.
Steps to having a solid and effective planning towards the actualization of our Dreams and Goals.
1- Set a definite Goal:- Pastor Sam Adeyemi said and I quote “Nothing becomes Dynamic until it is Specific” if we want to be active in leadership positions, Governance and Politics, let’s us specify it, let’s us start specifying.
2- Decide a Deadline:- if truly we want to be active in Leadership Positions, Governance and Politics, it is high time we start having deadline for it, for example are we actualizing it come 2019, 2022, 2026 e.t.c Let’s have a solid decision.
3- Writing down the Goals:- there is a need to write and put to paper our desired goals , these will serve as driving force to the actualization of our proposed Dreams, remember the fainting ink is far more important than the sharpest Brain.
4- Develop to Achieve the Set Goal:- As a Youth In the Year 2019, You have the passion to contest for the house of Assembly seats, there is a need to start gathering up like minds in your community, society and environment.
5- Determine what You will give in exchange for the Set Goal:- in life , it is pertinent to know that you can’t get Something for Nothing, life responds to Value, What You get depends on what you Give out, You want to lead and become the honourable Representing your Constituency in Year 2019 start visiting your home, community, Constituency, start working on projects, programs that will facilitate and smoothen your Ambition, don’t forget this that if you get Something for Nothing, you are a beggar and you will only join clicks of those Rogues in Power.
Finally, I remain optimistic, passionate that effective planning and strict adherence to ones goal when properly put in place and executed will only send a strong signal to those Leaders that we are coming.
I believe Youth Participation in Politics and Governance is non negotiable and it will be rightly achieved.
A Planning Youth is an Achieving Youth, if it is to happen, it is left to us.
God bless you all.
Ifemosu Michael Adewale is a Public Speaker, Youth coach, Writer and Founder Youth In Good Governance Initiative (YIGGI).
Mail: [email protected], Twitter: @elderdacomplex, Instagram: ifemosumichael
Nigeria’s Inflation Drops to 15.10% as NBS Reports Deflationary Trend
Nigeria’s headline inflation rate declined to 15.10 per cent in January 2026, marking a significant drop from 27.61 per cent recorded in January 2025, according to the latest Consumer Price Index (CPI) report released by the National Bureau of Statistics.
The report also showed that month-on-month inflation recorded a deflationary trend of –2.88 per cent, representing a 3.42 percentage-point decrease compared to December 2025. Analysts say the development signals easing price pressures across key sectors of the economy.
Food inflation stood at 8.89 per cent year-on-year, down from 29.63 per cent in January 2025. On a month-on-month basis, food prices declined by 6.02 per cent, reflecting lower costs in several staple commodities.
The data suggests a sustained downward trajectory in inflation over the past 12 months, pointing to improving macroeconomic stability.
The administration of President Bola Ahmed Tinubu has consistently attributed recent economic adjustments to ongoing fiscal and monetary reforms aimed at stabilising prices, boosting agricultural output, and strengthening domestic supply chains.
Economic analysts note that while the latest figures indicate progress, sustaining the downward trend will depend on continued policy discipline, exchange rate stability, and improvements in food production and distribution.
The January report provides one of the clearest indications yet that inflationary pressures, which surged in early 2025, may be moderating.
Nigeria’s headline inflation rate declined to 15.10 per cent in January 2026, marking a significant drop from 27.61 per cent recorded in January 2025, according to the latest Consumer Price Index (CPI) report released by the National Bureau of Statistics.
The report also showed that month-on-month inflation recorded a deflationary trend of –2.88 per cent, representing a 3.42 percentage-point decrease compared to December 2025. Analysts say the development signals easing price pressures across key sectors of the economy.
Food inflation stood at 8.89 per cent year-on-year, down from 29.63 per cent in January 2025. On a month-on-month basis, food prices declined by 6.02 per cent, reflecting lower costs in several staple commodities.
The data suggests a sustained downward trajectory in inflation over the past 12 months, pointing to improving macroeconomic stability.
The administration of President Bola Ahmed Tinubu has consistently attributed recent economic adjustments to ongoing fiscal and monetary reforms aimed at stabilising prices, boosting agricultural output, and strengthening domestic supply chains.
Economic analysts note that while the latest figures indicate progress, sustaining the downward trend will depend on continued policy discipline, exchange rate stability, and improvements in food production and distribution.
The January report provides one of the clearest indications yet that inflationary pressures, which surged in early 2025, may be moderating.
Alpha Morgan to Host 19th Economic Review Webinar
In an economy shaped by constant shifts, the edge often belongs to those with the right information.
On Wednesday, February 25, 2026, Alpha Morgan Bank will host the 19th edition of its Economic Review Webinar, a high-level thought leadership session designed to equip businesses, investors, and individuals with timely financial and economic insight.
The session, which will hold live on Zoom at 10:00am WAT and will feature economist Bismarck Rewane, who will examine the key signals influencing Nigeria’s economic direction in 2026, including policy trends, market movements, and global developments shaping the local landscape.
With a consistent track record of delivering clarity in uncertain times, the Alpha Morgan Economic Review continues to provide practical context for decision-making in a dynamic environment.
Registration for the 19th Alpha Morgan Economic Review is free and can be completed via https://bit.ly/registeramerseries19
It is a bi-monthly platform that is open to the public and is held virtually.
Visit www.alphamorganbank to know more.
GTBank Launches Quick Airtime Loan at 2.95%
Guaranty Trust Bank Ltd (GTBank), the flagship banking franchise of GTCO Plc, Africa’s leading financial services group, today announced the launch of Quick Airtime Loan, an innovative digital solution that gives customers instant access to airtime when they run out of call credit and have limited funds in their bank accounts, ensuring customers can stay connected when it matters most.
In today’s always-on world, running out of airtime is more than a minor inconvenience. It can mean missed opportunities, disrupted plans, and lost connections, often at the very moment when funds are tight, and options are limited. Quick Airtime Loan was created to solve this problem, offering customers instant access to airtime on credit, directly from their bank. With Quick Airtime Loan, eligible GTBank customers can access from ₦100 and up to ₦10,000 by dialing *737*90#. Available across all major mobile networks in Nigeria, the service will soon expand to include data loans, further strengthening its proposition as a reliable on-demand platform.
For years, the airtime credit market has been dominated by Telcos, where charges for this service are at 15%. GTBank is now changing the narrative by offering a customer-centric, bank-led digital alternative priced at 2.95%. Built on transparency, convenience and affordability, Quick Airtime Loan has the potential to broaden access to airtime, deliver meaningful cost savings for millions of Nigerians, and redefine how financial services show up in everyday life, not just in banking moments.
Commenting on the product launch, Miriam Olusanya, Managing Director of Guaranty Trust Bank Ltd, said: “Quick Airtime Loan reflects GTBank’s continued focus on delivering digital solutions that are relevant, accessible, and built around real customer needs. The solution underscores the power of a connected financial ecosystem, combining GTBank’s digital reach and lending expertise with the capabilities of HabariPay to deliver a smooth, end-to-end experience. By leveraging unique strengths across the Group, we are able to accelerate innovation, strengthen execution, and deliver a more integrated customer experience across all our service channels.”
Importantly, Quick Airtime Loan highlights GTCO’s evolution as a fully diversified financial services group. Leveraging HabariPay’s Squad, the solution reinforces the Group’s ecosystem proposition by bringing together banking, payment technology, and digital channels to deliver intuitive, one-stop experiences for customers.
With this new product launch, Guaranty Trust Bank is extending its legacy of pioneering digital-first solutions that have redefined customer access to financial services across the industry, building on the proven strength of its widely adopted QuickCredit offering and the convenience of the Bank’s iconic *737# USSD Banking platform.
About Guaranty Trust Bank
Guaranty Trust Bank (GTBank) is the flagship banking franchise of GTCO Plc, a leading financial services group with a strong presence across Africa and the United Kingdom. The Bank is widely recognized for its leadership in digital banking, customer experience, and innovative financial solutions that deliver value to individuals, businesses, and communities.
About HabariPay
HabariPay is the payments fintech subsidiary of GTCO Plc, focused on enabling fast, secure, and accessible digital payments for individuals and businesses. By integrating payments and digital technology, HabariPay supports innovative services that make everyday financial interactions simpler and more seamless.
Enquiries:
GTCO
Group Corporate Communication
[email protected]
+234-1-2715227
www.gtcoplc.com
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