society
Federal Character in Tatters: Tinubu’s CBN Appointments Are a Spit in Nigeria’s Face
Federal Character in Tatters: Tinubu’s CBN Appointments Are a Spit in Nigeria’s Face.
By George Omagbemi Sylvester
Published by SaharaWeeklyNG.com
The recent appointments made by President Bola Ahmed Tinubu into the Central Bank of Nigeria (CBN) have sparked a new wave of outrage across the country and rightly so. Out of 16 new directors appointed into the apex financial institution of Nigeria, 10 are of Yoruba extraction, while the rest of the over 300 ethnic groups in Nigeria are left scrambling for scraps from the national table. This is not only a blatant violation of the Federal Character Principle enshrined in the Nigerian Constitution, it is also a shameful display of ETHNIC CHAUVINISM, reminiscent of a TRIBAL MONARCHY not a DEMOCRATIC REPUBLIC.
A Brazen Assault on Federal Balance. The Federal Character Principle, codified in Section 14(3) of the 1999 Constitution (as amended), explicitly mandates that appointments into federal positions must reflect the diversity of the Nigerian federation. The law was not made for DECORATION or SYMBOLIC AFFIRMATION, it is a CONSTITUTIONAL OBLIGATION designed to hold the center of this volatile nation together.
Let us be clear: the Central Bank of Nigeria is not a STATE PARASTATAL. It is not a YORUBA HERITAGE INSTITUTION. It is a NATIONAL BODY, a symbol of Nigeria’s FINANCIAL SOVEREIGNTY, responsible for monetary stability, currency regulation and economic planning that affects every Nigerian from Sokoto to Calabar, from Maiduguri to Yenagoa. Yet, this is the shameful breakdown of the new appointments:
Dr. Olubukola Akinwunmi Akinniyi ~ Yoruba
Yusuf Rakiya Opeyemi ~ Yoruba
Aisha Isa-Olatinwo ~ Yoruba
Abdullahi Hamisu ~ North
Dr. OJumu Adenike Olubunmi ~ Yoruba
Mr. Makinde Kayode Olanrewaju ~ Yoruba
Mrs. Jide-Samuel Omoyemen Avbasowamen ~ Yoruba
Mrs. Sike Rita Ijeoma ~ Igbo
Dr. Victor Ugbem Oboh ~ South-South
Mr. Nakorji Musa ~ Middle Belt
Dr. Vincent Monsurat Modesola ~ Yoruba
Mr. Farouk Mujtaba Muhammad ~ North
Dr. Adetona Sikiru Adedeji ~ Yoruba
Mr. Hassan Ibrahim Umar ~ North
Mr. Solaja Mohammed-Jamiu Olayemi ~ Yoruba
Dr. Okpanachi Usman Mose ~ Middle Belt
When 10 out of 16 directors are from the president’s ethnic region, that is not coincidence; that is deliberate manipulation. This pattern mirrors other federal agencies, where appointments have heavily tilted toward Tinubu’s ethnic base, especially since 2023.
A Dangerous Pattern of Tribal Favoritism. Tinubu’s administration is rapidly setting a dangerous precedent: one in which ethnic loyalty is prized above competence, national unity or meritocracy. A presidency that was supposed to renew hope has instead renewed bitterness, ethnic suspicion and political exclusion.
If we cast our minds back, this is the same administration that:
Appointed Femi Gbajabiamila as Chief of Staff (Yoruba), Appointed Dele Alake as Minister of Solid Minerals (Yoruba), Appointed Wale Edun as Minister of Finance (Yoruba), Appointed Zacch Adedeji as Chairman of FIRS (Yoruba), And now packs the CBN board with mostly Yoruba names.
As Senator Shehu Sani once put it, “You can’t unite Nigeria by disuniting appointments.” If the South-East, South-South and the North-Central continue to be sidelined in these appointments, then what moral right does this administration have to preach unity?
The Constitution Is Not a Suggestion. It is crucial to stress that the Federal Character Commission Act is not optional. It is not a matter of presidential discretion, it is a legal obligation. Section 4(1) of the Act stipulates: “The Commission shall work out an equitable formula subject to the approval of the President for the distribution of all cadres of posts in the public service of the Federation and of the States…” but what we see under Tinubu is a total disregard for this fundamental constitutional principle. In a DEMOCRACY, the RULE-OF-LAW is SUPREME not the whims of any one man, no matter how politically powerful.
A Wake-Up Call for the Nigerian Masses. Let no one be deceived by political grammar or media propaganda. These appointments reveal exactly where Tinubu’s loyalty lies: with his tribe first, Nigeria last.
Nigerians must begin to ask the hard questions:
Why is there such a high concentration of Yoruba appointees in federal leadership under this government?
Is Nigeria truly one nation if one ethnic group dominates the financial and security architecture of the country?
Where is the equity? Where is the justice?
Nigeria is not Lagos and Lagos is not Nigeria. This country was not built by one tribe. It is the product of collective sacrifice; from the sweat of the Niger-Delta, to the farms of the North and the entrepreneurship of the South-East. As Chinua Achebe once said, “The trouble with Nigeria is simply and squarely a failure of leadership.” This current failure is not just incompetence but a betrayal of the very soul of our nationhood.
We Must Reject Tribal Autocracy in 2027. Tinubu will come back in 2027, as expected, seeking re-election with a mouth full of promises and a track record full of ethnic favoritism. We must not forget. We must not be fooled by political jingles or ethnic sentiments. We must remember how he treated our diversity not with respect, but with contempt. Every appointment matters. Every director in CBN wields power, and when those appointments are skewed toward one region, it reflects an agenda; an agenda that must be rejected.
The Verdict: Tinubu’s pattern of appointments is unconstitutional, divisive and must be decisively rejected in 2027. NIGERIA BELONGS TO ALL OF US. We must remind this government and every future government that Nigeria does not belong to any tribe or region. IT BELONGS TO ALL OF US. Let it be known today that no tribe has the monopoly of intelligence or integrity. Excellence exists in every corner of this COUNTRY and the deliberate exclusion of non-Yoruba voices from key leadership positions is both UNCONSTITUTIONAL and MORALLY-REPUGNANT. 2027 is not far. We are watching. Name by name. Appointment by appointment. Nigeria must rise above TRIBALISM and RECLAIM its NATIONAL DIGNITY. If Tinubu cannot see the damage he’s doing, then we, the people, must open his eyes through the ballot box.
As Prof. Pat Utomi once said, “Nigeria’s future will be secured not by the tribe of the man at the top, but by the values he upholds.” It’s time to demand leadership that reflects those values.
Written by George Omagbemi Sylvester
Published by SaharaWeeklyNG.com
society
Banwo Questions Omokri’s Conduct After Appointment As Ambassador
Banwo Questions Omokri’s Conduct After Appointment As Ambassador
Political commentator and founder of the Naija Lives Matter Organisation (NLM), Dr. Ope Banwo, has raised concerns about the conduct expected of diplomats following the appointment of Reno Omokri as Nigeria’s ambassador to Mexico.
In an article published on his website, www.mayoroffadeyi.com, Banwo argued that individuals appointed to represent Nigeria abroad are expected to maintain a level of neutrality and decorum that reflects the country’s diplomatic traditions.
The article titled “The Strange Case of Reno Omokri,” questions whether the tone of public political engagement associated with Omokri’s social media presence aligns with the expectations of diplomatic service.
Omokri, a former presidential aide who has built a strong online following through commentary on Nigerian politics and governance, was recently appointed as Nigeria’s envoy to Mexico.
According to Banwo’s article, the role of an ambassador requires a transition from partisan political commentary to broader national representation.
“An ambassador represents the entire nation and not a political party,” Banwo wrote, noting that diplomats are traditionally expected to avoid public political confrontations that could affect international perceptions of their countries.
He contrasted the roles of political campaigners and diplomats, arguing that the two require different communication styles and responsibilities.
“Politics is combative while diplomacy is measured,” Banwo stated in the article, emphasizing that ambassadors typically engage in dialogue, negotiation and relationship-building rather than domestic political disputes.
Banwo also pointed to the historical composition of Nigeria’s diplomatic corps, which has largely included career diplomats trained in international relations and protocol.
According to him, such professionals are accustomed to maintaining restraint in public communication because their statements can carry official implications.
The article also referenced the biblical book of Ecclesiastes to illustrate the author’s broader reflections on leadership and public office.
Banwo noted that the appointment of political figures to diplomatic positions is not unusual globally but stressed that such appointments usually come with expectations of behavioural adjustments.
He urged Nigerian public officials who hold diplomatic positions to prioritise the country’s international image and approach public commentary with caution.
“Nigeria deserves ambassadors who elevate the country’s image,” he wrote.
society
How OPay Is Turning Product Architecture Into a Customer Service Advantage
How OPay Is Turning Product Architecture Into a Customer Service Advantage
In high-volume fintech markets like Nigeria, customer service can no longer sit at the end of the business process. When a platform serves tens of millions of users and processes millions of transactions every day, the old model of customer service, call centres, long queues, and manual complaint handling quickly becomes too slow, too costly, and challenging to scale.
The future of customer service in fintech is not just about answering calls faster. It is about preventing problems before they happen. This is where product design, technology, and risk systems begin to play a bigger role. Instead of reacting to customer complaints, modern fintech platforms are now building customer protection and support directly into the app experience itself.
OPay is one of the platforms showing how this shift works in practice.
Over the past few years, OPay’s product development has followed a clear pattern. New features are not only designed to make payments easier, but also to reduce errors, prevent fraud, and lower the number of issues that customers need to complain about. In simple terms, many customer service problems are stopped before users even notice them.
One of the strongest examples of this approach is OPay’s real-time fraud and scam alerts. Traditionally, customers only contact support after money has already left their account. At that point, the damage is done, emotions are high, and recovery becomes more complex. OPay’s system works differently. When a transaction looks unusual, based on amount, timing, behaviour, or pattern, the system raises a warning before the transfer is completed. This gives users a chance to pause, review, and confirm. In many cases, this stops fraud before it happens.
For users, this feels like protection built into the app, not an emergency response after a loss. For the business, it means fewer fraud cases, fewer complaints, and less pressure on customer support teams. This proactive model aligns with global fintech best practices, which prioritise prevention over recovery.
Another important layer is step-up security for high-risk or high-value transactions. As users move more money and rely more heavily on digital wallets, security cannot be one-size-fits-all. Adding too many checks to every transaction creates frustration. Adding too few creates risk. OPay balances this by applying stronger security only when it is needed. For example, biometric verification and additional authentication steps are triggered in sensitive situations. This keeps everyday transactions smooth, while adding extra protection when the risk is higher. This approach builds trust quietly. Users may not always notice the security working in the background, but they feel the result: fewer unauthorised transfers and fewer urgent problems that require support intervention.
Beyond visible features, OPay also runs behaviour-based risk systems in the background. These systems monitor patterns such as sudden device changes, unusual login behaviour, or transaction activity that does not match a user’s normal habits. When something looks off, the system responds automatically. Most users never see these checks. But their impact shows up in fewer failed transactions, fewer reversals, and fewer cases where customers need to chase resolutions. As a result, customer service interactions shift away from crisis handling toward simple guidance and assistance.
Together, these layers form what can be called an invisible customer service system. Many issues are intercepted early, long before they become formal complaints. User sentiment on social media provides real-world signals of how this system is being experienced. On X (formerly Twitter), some users have publicly shared their experiences with OPay’s responsiveness and reliability.
One user, @ifedayo_johnson, wrote, “Opay has refunded it almost immediately. Before I even made this tweet but I didn’t notice. logged it as transfer made in error on the Opay app and they acted almost immediately. Commendable. Thank you @OPay_NG. I’m very impressed with this!”
Another user, @EgbonAduugbo, shared “The reason I love opay so much is that you hardly ever have to worry, wait or call their customer service for anything cuz everything just works!”
While social media comments are not formal performance metrics, they matter. They reflect how real users feel when systems work smoothly and issues are resolved quickly, often without friction. This product-led customer service model becomes even more important when viewed in the context of OPay’s scale. At this scale, even minor improvements in fraud prevention or transaction success rates can prevent thousands of potential complaints every day. In this context, customer service is no longer driven mainly by headcount. It is driven by engineering choices, risk models, and system design.
OPay’s journey suggests what the future of fintech in Africa may look like. The next generation of leaders will not only be those with the most users, but those whose systems are designed to protect users, resolve issues quickly, and reduce friction at scale.
society
Phillips Esther Omolara : Answering The Call To Worship And Transforming Lives Through Gospel Music
Phillips Esther Omolara : Answering The Call To Worship And Transforming Lives Through Gospel Music
Introduction : Phillips Esther Omolara (Apple Of God’s Eye) is an Inspirational and passionate Nigerian gospel music minister, singer, and songwriter dedicated to spreading the message of Christ through her songs.
Background : I was born and brought up in Lagos State. I am a devoted gospel minister and a worship leader who began her musical journey in the children choir later graduated to adult church choir at a young age, leading praises and also a vocalist in the choir.
Early Life : I was born on April 8th 1990 in Lagos, Phillips Esther Omolara is a native of Oyo state in Ogbomosho.
Family : Got married to Phillips Oluwatomisin Omobolaji from Ogun State and our union was blessed with children.
Education : I went to Duro-oyedoyin nursery and primary school Ijeshatedo, Lagos, where I laid the foundation for my academic pursuits. For my secondary education, I attended Sanya Grammer school in Ijeshatedo, Lagos.
During my high school years, I was already deeply involved in church activities. After completing my secondary education, Phillips Esther pursed higher education at Lagos State Polytechnic (LASPOTECH).
Musical Style : Known for [e.g., Inspirational songs, Contemporary Worship, Highlife, Reggae, Traditional Yoruba], and my music blends spiritual depth with creative musicality.
INSPIRATIONS AND INFLUENCES : I have no specific role model in the gospel music industry. However, I have expressed my love for songs from several Veteran gospel artists who have influenced my musical journey.
Some of the gospel artists whose music i admires include:
* Mama Bola Are
* Tope Alabi
* Omije Ojumi
* Baba Ara
* Bulky Beks
Mission : My ministry focuses on leading people to the presence of God and creating an atmosphere for miracles.
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