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HABARIPAY’S SQUAD ANNOUNCES DATES FOR TAKE ON SQUAD HACKATHON 2.0…

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INVITES APPLICATIONS FROM YOUNG INNOVATORS ACROSS AFRICA

 

Lagos, Nigeria – 3 February 2025 – HabariPay’s Squad, payment fintech subsidiary of Guaranty Trust Holding Company Plc (“GTCO” or the “Group”), today announced dates for its annual social coding competition. Building on the success of the inaugural edition, “Squad Hackathon 2.0” is set to take place from the 13th–15th of March 2025 at the state-of-the-art GTCO Training Complex, Tayo’s Plaza, Abeokuta, Ogun State.

 

Launched in January 2024, Take on Squad Hackathon is designed to foster creativity, collaboration, and problem-solving skills among emerging tech talents. Competing teams will leverage Squad’s advanced APIs to create scalable digital solutions that not only improve their immediate communities but also contribute to addressing wider economic and social concerns. The second edition of the hackathon is expected to be even larger and more impactful, with expanded participation from universities across Nigeria and a broader range of impactful problem statements.
Themed “Finclusion Revolution: Unlocking Access, Empowering Communities,” this 3-day event aims to spotlight how technology can address real-world challenges that limit access to financial services in underserved communities. The hackathon will feature onboarding, team-building activities, brainstorming and hacking sessions, and solution development. By providing a platform for university students and other tertiary institution participants to showcase their IT skills, the event fosters personal growth, professional development, and network-building. Additionally, it serves as a stepping stone for young innovators to gain exposure, attract investment, and potentially bring their solutions to market.

 

 

Speaking on the upcoming Take on Squad Hackathon 2.0, Eduophon Japhet, Managing Director of HabariPay Ltd, said: “The Take on Squad Hackathon reflects our core mission of empowering businesses and young innovators. We believe that the next big breakthrough in technology will come from young minds who are passionate about solving current and emerging universal challenges. At Squad, we are not just building cutting-edge payment solutions for our clients; we are nurturing a culture of innovation and empowering the next generation of tech leaders in Africa.”

 

Registration for Take on Squad Hackathon 2.0 is now open for teams of four. Beyond the grand prizes—₦5 million for first place, ₦3 million for second place, and ₦2 million for third place—standout participants will have the exclusive opportunity to join the Squad.

 

Hackademy. This initiative, powered by Squad, provides young innovators with access to comprehensive learning resources, expert mentorship, and exclusive job opportunities within Squad’s ecosystem of partners.
Don’t miss this chance to make a difference with your squad and be part of a vibrant community of young innovators shaping the future of digital payments in Africa.

For more details and application guidelines, please visit https://squadco.com/hackathon.

 

About HabariPay
HabariPay Ltd is the fintech subsidiary of Guaranty Trust Holding Company Plc (GTCO), one of the largest financial services institutions in Africa with direct and indirect investments in a network of operating entities located in 10 countries across Africa and the United Kingdom.
Licensed by the Central Bank of Nigeria (CBN), our goal is to support SMEs, micro merchants, large corporations and other fintechs (Tech Stars) with the tools they need to thrive in an evolving digital economy and expand beyond their current market reach. HabariPay’s solutions include Squad, a full-scale digital payments toolkit to make in-person and online payments simpler, HabariPay Storefront, an e-commerce website to facilitate online purchases, Value-Added Services to help merchants access cost-effective and flexible airtime and data bundles to run their businesses, as well as a switching infrastructure that enables tech-focused businesses to optimise cost and make transactions more efficient.

 

HabariPay’s contributions to Accelerating Digital Acceptance in Africa have not gone unnoticed–it received Mastercard’s Innovative Mobile Payment Solution Award at TIA 2022 for its innovative payment solution, SquadPOS.
About Squad.

Squad is a complete digital payments solution that is reliable, secure, and affordable, making receiving in-person and online payments simpler and convenient.

Thousands of merchants currently leverage Squad’s payment solutions for their daily business operations. Squad’s current products and service offerings include SquadPOS, Squad Payment Links, Squad Virtual Accounts, USSD, and E-Commerce Storefront.

Find out more at www.squadco.com.

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Journalists for Good Governance Shines Searchlight on Local Government Administration

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Journalists for Good Governance Shines Searchlight on Local Government Administration

…Calls for Accountability in Nigeria’s Grassroots Governance

 

LAGOS, Nigeria — A civil society coalition known as Journalists for Good Governance(JGG) has intensified public debate on transparency and accountability within Nigeria’s local government system, urging media professionals, civil society actors, and citizens to hold grassroots leaders accountable.

Speaking an event in Lagos recently, the acting chairman of the society, Comrade Bunmi Obarotimi said that despite reforms such as the Supreme Court’s 2024 ruling granting financial autonomy to all 774 Local Government Areas (LGAs), systemic challenges continues to hinder effective service delivery and responsible stewardship of public funds.

“Local governments are the closest tier of government to the people — yet too often they remain the least transparent. Without civic oversight and vibrant media, promises of autonomy ring hollow.” the acting chairman said.

The Journalist for Good Governance emphasised crucial roles that journalists can play in uncovering discrepancies in council spending, flagging poor service delivery, and educating citizens on their rights. Their call comes amid wider efforts by media and civic organisations to bridge accountability gaps. The civil society initiatives had previously launched monitoring campaigns to track local government expenditures and have been quietly advocating for transparency in how public money is deployed.

The leaders of the Journalists for Good Governance (JGG) highlighted the importance of physical assessment and citizens engagement on projects to boost people’s confidence, urging local councils to adopt open data platforms and proactive information dissemination in compliance with the Freedom of Information Act. Experts say the majority of LGAs currently lack operational websites or digital portals, further limiting public scrutiny.

The Journalists for Good Governance initiative aligns with sustained advocacy by civil society groups and governance experts calling for a collective approach to strengthening democratic accountability, and has decided to engage in critical and holistic assessments of how Local Governments is being run and the impact and quality of projects they embark-on and to address deficits in transparency and public trust.
Meanwhile, some state governments have signalled support for improved community engagement. In Lagos State, authorities reiterated a commitment to enhancing community media platforms as vehicles for civic participation and accountability at the grassroots level.

The renewed spotlight on local government administration has reignited public debate over fiscal responsibility and priorities. Controversies such as the widely criticised Adamawa council chairmen’s wives trip to Istanbul — which drew public outrage for perceived misuse of public funds — underscore why watchdog groups say stronger oversight mechanisms are urgently needed at the grassroots.
Citizens and activists have welcomed the journalists’ initiative, calling for sustained media engagement that goes beyond headlines to influence policy and accountability reform.
The civic rights advocates note that real change will require robust legal frameworks, a free press, and empowered communities equipped to demand transparency at every level of governance.
As Journalists for Good Governance mobilises its members, the coming months are likely to see heightened media attention on grassroots administration — from council budgets and service delivery to the enforcement of public information laws and digital transparency initiatives.

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Good Politics Or Just Power? Two Years After The Elections

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Good Politics Or Just Power? Two Years After The Elections

 

Two years after the last general election, Nigerians are justified in asking a direct question: is our democracy stronger today than it was then? Democracy is not measured by how many offices a party controls or how loudly politicians speak. It is measured by integrity, accountability, and the lived experience of the people. Good Politics demands more than victory at the polls; it demands moral leadership and visible progress in the lives of citizens.

The debate over amendments to the Electoral Act should have provided an opportunity to deepen transparency and strengthen public confidence. Instead, hesitation to fully embrace reforms that safeguard credible vote transmission and accountability has fueled doubt. In a nation where electoral credibility remains fragile, any reluctance to reinforce safeguards sends the wrong signal. Good Politics stands firmly for processes that are open, fair, and beyond suspicion.

The party in power commands significant authority across the federation. With control of the presidency, many state governments, a strong presence in the National Assembly, and influence at local levels, there should be no anxiety about reforms that ensure free and fair elections. Confidence in leadership is demonstrated not by dominance, but by a willingness to subject power to scrutiny. Politics rooted in the omoluabi ethos embraces fairness, transparency, and responsibility, even when inconvenient.

This is the standard long associated with Awolowo, whose politics emphasized discipline, social welfare, education, and institutional strength. His vision was not merely about holding office, but about transforming society through principled governance. Good Politics follows that tradition. It rejects manipulation, arrogance, and the concentration of power without accountability. It insists that authority must serve the people, not itself.

Beyond electoral reforms, democracy must deliver tangible relief. Across the country, households struggle with rising prices and shrinking purchasing power. Small businesses are burdened by escalating costs. Young people search for opportunities that remain scarce. When economic hardship deepens, democracy feels abstract. Good Politics recognizes that political legitimacy is reinforced when citizens can see and feel the benefits of governance.

The concentration of power within a single political structure should translate into coordinated reform and measurable development. When it does not, questions naturally arise. Democracy weakens when dominance replaces performance. It weakens when loyalty to party eclipses loyalty to principle. The omoluabi tradition teaches that character defines leadership. Without character, authority becomes hollow.

A healthy democracy requires credible elections and compassionate governance. It requires leaders who understand that politics is a moral enterprise. Two years into this administration, many Nigerians remain uncertain about the direction of both our democratic processes and their daily welfare. If democracy is to endure, it must reflect Good Politics: fairness in competition, integrity in conduct, and compassion in governance. Anything less falls short of the standard that our history and our values demand.

 

 

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GEN CHRISTOPHER GWABIN MUSA SUPPORT INITIATIVE COMMENDS STATE-FEDERAL COLLABORATION IN ZAMFARA

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GEN CHRISTOPHER GWABIN MUSA SUPPORT INITIATIVE COMMENDS STATE-FEDERAL COLLABORATION IN ZAMFARA

 

The Gen Christopher Gwabin Musa Support Initiative (GCGMSI) has commended the Zamfara State Government for its decisive contribution to security operations through the donation of newly acquired armoured personnel carriers (APCs), surveillance drones, and other critical operational equipment to troops and security agencies in the state.

 

This commendation was contained in a statement signed by the Convener of the GCGMSI, Ibrahim Dahiru Danfulani, Sadaukin Garkuwan Keffi/Betara Biu, and made available to the press.

 

The equipment was formally commissioned on Wednesday, February 18, by the Grand Patron of the GCGMSI and Minister of Defence, General Christopher Gwabin Musa, OFR (rtd.), in a ceremony at the Government House, Gusau. The event was attended by senior military officers, heads of security agencies, and top officials of the Zamfara State Government.

 

The GCGMSI, in its statement, hailed the donation as a “transformative and timely intervention” that aligns perfectly with its core objective of advocating for and supporting tangible measures that enhance the operational capacity and welfare of Nigeria’s security forces. The Initiative praised Governor Dauda Lawal’s administration for moving beyond rhetoric to actionable, material support, describing the move as a “blueprint for state-level collaboration in national security.”

 

“The provision of these assets by the Zamfara State Government is a testament to visionary leadership and a profound commitment to the peace and stability of its people,” the GCGMSI statement read. “It represents the exact kind of synergistic partnership between state and federal authorities that the GCGMSI champions. This initiative will significantly close operational gaps, boost the confidence of our gallant troops, and send a strong message to criminal elements.”

 

Speaking at the commissioning, General Musa emphasized that sustained collaboration is indispensable in confronting the nation’s evolving security challenges. He specifically commended Governor Lawal for his proactive support.

 

“Governor Dauda Lawal has demonstrated exemplary leadership and an unwavering dedication to the security of Zamfara State,” the Defence Minister stated. “The provision of these armoured vehicles, surveillance drones, and other operational equipment will undoubtedly boost the morale and operational effectiveness of our troops and other security agencies on the ground. This is a commendable effort that should be emulated by others.”

 

The newly commissioned assets, which include multiple APCs and advanced surveillance drones, are expected to dramatically enhance the mobility, protection, intelligence-gathering, and rapid response capabilities of security forces, particularly in the state’s remote and difficult terrains where anti-banditry operations are ongoing.

 

In his remarks, Governor Lawal reiterated his administration’s steadfast commitment to being a reliable partner in the security architecture. He urged security agencies to deploy the new resources responsibly and effectively to safeguard lives and property.

 

The Federal Government, through the Ministry of Defence, reaffirmed its commitment to continuing and deepening such partnerships with state governments across the nation to strengthen coordination and resource allocation in the collective fight against insecurity.

 

The GCGMSI concluded its statement by urging other state governments to take a cue from Zamfara’s “bold and pragmatic” approach, affirming that such concrete support is vital for achieving lasting peace and security across Nigeria.

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