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How to Achieve your SMART Financial Goals in 2016

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Everyone desires financial success, but that desire must be matched with SMART financial goals to translate to success.
Most times, we set financial goals that are self-defeating. The reason it seems like New Year resolutions to eat healthier or exercise regularly almost always fail by the second month of the year is because most times, we do not set clear parameters for success. In the end, our resolution becomes merely a wish.
Setting S.M.A.R.T. financial goals forces us to become accountable and ensures that we actualize our goals towards financial security.
With a brand promise to make banking simply and smarter, Union Bank has created several solutions to ensure that customers meet their financial goals when they make SMART decisions about their finances.
MAKING S.M.A.R.T FINANCIAL GOALS:
1. BE SPECIFIC
First, your financial goals should be as specific as possible in order to successfully achieve exactly what you want. Always include as much detail as possible.
How much do I earn?
How much do I spend?
What are my fixed expenses?
How much disposable income do I have?
Being able to answer this questions then you can know exactly how much you have to spend.
Union Bank created the UnionKorrect savings scheme to conveniently help its customers achieve their financial goals. Whether your dream is to buy a car or save towards the purchase of a land, with as little as N5000 monthly savings with your UnionKorrect account, we will set you on a path to achieving your dream over a set period of time. In addition, with UnionKorrect customers stand a chance to win up to N1million in a quarterly draw. With UnionKorrect, you can save small and do big things. To open a UnionKorrect account, call 0700 700 7000.

2. YOUR GOAL SHOULD BE MEASURABLE
In order to achieve your goal, it must be measurable. For example, simply saying “I want to save more” is not measurable. Even if you have a vague idea of what that would mean for yourself, you have no way of knowing when you’ve achieved it or how you plan to achieve it. If you were to say, “I would like to save N1, 000,000 in 4 years for a plot of land” this would be measurable and achievable with a UnionKorrect account. A standing instruction is placed on your existing Union Bank account and your UnionKorrect account is credited monthly with starting at N5000 or any multiple amount you specify.
A standing order (or a standing instruction) is an instruction a bank account holder gives to his or her bank to pay a set amount at regular intervals to another account.
3. IS YOUR GOAL ATTAINABLE?
Ensure to set financial goals that are attainable. This is why setting specific, detailed goals are important. By identifying what you hope to achieve, you can identify potential roadblocks and obstacles that could make it difficult to get where you want to be financially.
4. BE REALISTIC
Much like your goal should be attainable, it should also be realistic. While we aren’t suggesting that realistic should equal easy, ensure that your goals present a challenge you are able to overcome. It will take effort but it is not impossible.
5. TIMELY
Lastly, ensure that your goal is timely. In order to be measurable, your goals must have a well-defined timeframe. Often times, we do not consider time when we set our goals and it leads us to setting high expectations over a short period of time, causing us to abandon our goals midway when we don’t see the desired progress. UnionKorrect is a tenured savings solution that helps you achieve financial progress over a reasonably set period of time ensuring that you are not overstretched as you work towards your financial goals.
So, have you set your SMART financial goals? Call Union Bank today on 0700 700 7000 and sign up for UnionKorrect or any of our other financial solutions to help you achieve you goals.
Not a Union Bank customer yet? Visit any of our branches or Smarter Banking Centers and select the right financial solution for you.
Our Smarter Banking centers are self-service branches designed for technology savvy customers who want quick, easy, on-the-go banking.
With other smart solutions like UnionMobile – our mobile banking app and our online banking platform UnionOnline, you can access secure and convenient banking services 24 hours a day, 7 days a week.
To learn more about how Union Bank is making banking simpler and smarter, please visit www.unionbankng.com and follow us on social media
https://www.facebook.com/UnionBank

https://www.youtube.com/user/UnionBankNG
https://instagram.com/unionbankng

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PUBLIC NOTICE*: Revalidation of UNIPGC Organizational Status 

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PUBLIC NOTICE*: Revalidation of UNIPGC Organizational Status 

*PUBLIC NOTICE*: Revalidation of UNIPGC Organizational Status 

 

To prevent any misunderstanding regarding our affiliation with the United Nations, we hereby provide a formal clarification on the status and identity of the United International Peace and Governance Council (UNIPGC), formerly known as IPGC.

 

UNIPGC is an independent Civil Society Organization and Non-Governmental Organization with continental chapters registered in the United States, Germany, Canada, and several countries across Africa. The organization is committed to promoting the values and principles of the United Nations, particularly in advancing Sustainable Development Goal 16 (Peace, Justice, and Strong Institutions), as well as advocating for good governance globally.

 

In furtherance of its mandate, UNIPGC has established partnerships with reputable diplomatic civil society organizations, including the United Nations Association of Nigeria and the United Nations Association of Ghana. These collaborations are aimed at strengthening its engagement with initiatives aligned with United Nations ideals.

 

Additionally, UNIPGC has entered into diplomatic relations with the International Organization for Economic Development (IOED), an Intergovernmental Organization (IGO), to enhance its capacity for international cooperation and diplomatic engagement.

PUBLIC NOTICE*: Revalidation of UNIPGC Organizational Status 

We wish to clearly state that UNIPGC is **not** an entity, agency, or organ of the United Nations.

 

Members of the public and media practitioners are respectfully advised to refer to the organization by its full and correct name: **United International Peace and Governance Council (UNIPGC)**, and not as the United Nations.

 

Thank you.

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Laffmattazz Announces Strategic Partnership with First Bank of Nigeria Limited for 2026 International Tour

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Laffmattazz Announces Strategic Partnership with First Bank of Nigeria Limited for 2026 International Tour

 

 

 

Laffmattazz, one of Nigeria’s foremost comedy and live entertainment brands, is pleased to announce its official partnership with First Bank of Nigeria Limited for the highly anticipated Laffmattazz 2026 International Tour, themed “Next Chapter: A New Season of Laughter.”

 

Now in its 15th year, Laffmattazz—the brainchild of renowned Nigerian comedian Gbenga Adeyinka (Gbenga Adeyinka 1st)—has evolved into a cultural phenomenon, celebrated for its seamless fusion of comedy, music, and live stage performances.

 

The 2026 tour, which kicked off on Easter Sunday, April 5th, 2026 at the Jogor Centre, Ibadan, marks a significant milestone in the brand’s journey. Building on over a decade of success across Nigeria, this year’s edition signals a bold expansion into the international market, with a multi-city run in Canada, alongside major stops in Akure, Abeokuta, and Lagos.

 

This strategic partnership with First Bank of Nigeria Limited underscores a shared commitment to excellence and innovation. It is also aligned with FirstBank’s First@Arts initiative—a significant and ongoing program dedicated to supporting the creative arts, entertainment, and cultural sectors. Through this initiative, FirstBank provides financing, advisory services, and actively fosters a sustainable value chain for artists and creative entrepreneurs, while supporting key industry platforms such as the Nigerian Entertainment Conference.

 

Speaking on the collaboration, the Laffmattazz team stated:

 

“We are delighted to welcome First Bank of Nigeria Limited as a strategic partner for the Laffmattazz 2026 International Tour. As we mark 15 remarkable years of Laffmattazz, this partnership reinforces our vision to take premium Nigerian entertainment beyond borders, while delivering even bigger, better, and more memorable experiences for our audiences.”

 

As a key partner, First Bank will enrich the tour through innovative customer engagement initiatives, experiential activations, and exclusive fan experiences across all tour locations.

 

With its distinctive blend of humor, culture, and live entertainment, the Laffmattazz 2026 Tour is poised to connect audiences across cities and continents, bringing laughter to thousands of fans worldwide.

 

 

About Laffmattazz

 

Laffmattazz is a premier Nigerian comedy and entertainment brand, now in its 15th year, renowned for its vibrant live shows and nationwide tours. Founded by Gbenga Adeyinka 1st, the brand continues to deliver high-quality experiences that celebrate creativity, culture, and laughter.

 

About First Bank of Nigeria Limited

 

First Bank of Nigeria Limited is Nigeria’s oldest financial institution, widely respected for its legacy of trust, innovation, and customer-centric financial solutions that support economic growth and development. Through its First@Arts initiative, the Bank continues to play a pivotal role in empowering the creative industry and driving sustainable growth across the sector.

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MREIF is Better: FirstBank’s Mortgage Loan Is the Game-Changer for Home Ownership in Nigeria

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FirstBank Set to Launch Tailored Financial Services for Blind and Physically Challenged Customers  

MREIF is Better: FirstBank’s Mortgage Loan Is the Game-Changer for Home Ownership in Nigeria

 

 

 

Anyone who has tried to get a loan to buy a house in Nigeria knows the drill: endless forms, property valuation, and eventual down payment of a minimum 25% or more on the property. Sometimes, interest rates could go as high as 30% per annum, while the typical loan limit is N50 million.

 

 

 

Now, FirstBank is making homeownership more attractive.

 

 

 

FirstBank, in partnership with the Ministry of Finance Incorporated (MOFI), has introduced the MREIF Home Loan. MREIF loan is a game-changer, offering a single-digit interest rate of 9.75% per annum, with a loan amount of up to ₦100 million and a repayment period of up to 20 years. This is perfect for salaried individuals, including Nigerians in the diaspora, looking to purchase homes in approved locations.

 

The MREIF loan stands out with its lower interest rate, higher loan amount, and flexible equity contribution as low as 10%. This makes it an attractive option for those seeking affordable homeownership.

 

 

 

You are one quick decision away from being a landlord.

 

 

 

If you’ve been waiting for the right time to buy a home, FirstBank’s MREIF Home Loan is the smartest route to owning property in Nigeria today. Visit the FirstBank website https://www.firstbanknigeria.com/personal/loans/mreif-home-loan/ to get started.

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