Why Real Estate Is Still the Safest Investment in Nigeria

By Dennis Isong

When Kunle moved back to Nigeria after years of working abroad, he was torn between several investment choices. Friends encouraged him to put money into a new tech startup, others insisted on cryptocurrency, while his uncle swore by trading foreign exchange. But Kunle remembered how his father’s only surviving investment—two plots of land in Lagos bought in the 1980s—had multiplied in value far beyond any bank deposit or business venture. That realization shaped his decision, and today, he doesn’t regret it.

This simple story reflects a truth many Nigerians already know but sometimes forget: real estate remains one of the most dependable ways to grow and preserve wealth. The question is why. Let us explore why real estate is still the safest investment in Nigeria, breaking it down into key aspects that make property ownership a timeless choice, regardless of the economic climate.

Land Never Disappears, It Only Appreciates

One of the most unique qualities of real estate is permanence. Unlike businesses that can collapse overnight or digital investments that can vanish with a market crash, land and property are tangible assets. No matter what happens in Nigeria’s economy, land will remain.

In Lagos, for example, areas once regarded as “far” or “undeveloped” have now transformed into prime real estate. Take Lekki as a case study: two decades ago, land there was sold for peanuts compared to today. Those who bought early are now enjoying values that have multiplied many times over.

Markets can indeed slow down, and not every area appreciates at the same rate, but the overall trend has always favored real estate. Property prices may fluctuate in the short term, but in the long run, they continue to rise—making land one of the most stable wealth-building tools in Nigeria.

Protection Against Inflation and Currency Fluctuations

Nigeria’s economy has its fair share of ups and downs. Inflation eats into savings, and the naira’s value against the dollar continues to fall. In times like these, people who keep their money in bank accounts often watch its purchasing power weaken.

But real estate provides a shield. A piece of land bought today will not lose value simply because the naira drops tomorrow. Instead, as the prices of goods and services rise, so does the value of property.

This is why many Nigerians in the diaspora who earn in dollars or pounds prefer to secure land or houses back home. It ensures that their money is converted into something lasting—an asset that grows in value, regardless of the exchange rate. Even within Nigeria, families that invested in properties decades ago now realize that those assets have become their strongest defense against inflation.

Unlike cars or gadgets that depreciate over time, houses and land appreciate, ensuring that wealth is not just protected but multiplied.

Real Estate Provides Tangible Security and Legacy

Another reason why real estate is the safest investment in Nigeria lies in its physical presence. You can touch it, live in it, rent it out, or pass it on to your children. In a country where trust in financial systems can be shaky, people find comfort in owning something they can see and control.

Families often rely on real estate as a form of inheritance. A father may not leave millions in cash, but a plot of land in Lagos or a block of flats in Ibadan can sustain generations. Beyond legacy, real estate provides immediate personal security. Having a home of your own shields you from the uncertainty of rising rent prices or sudden eviction notices.

For landlords, rental income creates a steady cash flow that supports daily needs and future investments. This combination of financial returns and peace of mind explains why Nigerians view property ownership not just as an investment but as a necessity.

Flexibility of Use and Wealth Creation Opportunities

One thing that sets real estate apart from other investments is its flexibility. A single property can serve multiple purposes over time. A plot of land in Lagos could begin as farmland, later converted into residential housing, and eventually developed into commercial spaces like shopping complexes or warehouses.

This adaptability ensures that investors are never stuck with one rigid outcome. For instance, an individual who builds rental apartments enjoys a regular income. If the area grows in commercial value, that same property could be converted into office spaces or shops.

Nigerians are creative when it comes to land use—turning properties into Airbnb apartments, student hostels in university towns, or commercial buildings. This dynamic nature makes real estate safer because even if one income stream slows down, another can be developed from the same asset.

Consistent Demand Driven by Nigeria’s Growing Population

Nigeria’s population is not slowing down. With over 200 million people and projections to become one of the most populous countries in the world, the demand for housing will always remain high. Cities like Lagos, Abuja, and Port Harcourt continue to expand as more people migrate in search of opportunities.

This growth translates into a constant need for land and housing. Developers can barely keep up with demand, and rental prices keep climbing in urban centers. For investors, this means there will always be a market for real estate.

Unlike some investments that depend on trends or hype, property ownership is tied to a basic human need—shelter. As long as people need a place to live, real estate will remain relevant and profitable.

Conclusion

Kunle’s decision to choose real estate over flashy investments turned out to be wise. His story mirrors the experience of countless Nigerians who have discovered that while quick-money ventures come and go, property remains steady.

The permanence of land, its protection against inflation, its role as tangible security and legacy, its flexibility for wealth creation, and the ever-growing population demanding housing—all explain why real estate continues to be the safest and most reliable investment in Nigeria.

For anyone thinking about securing their financial future—whether you are based in Nigeria or living abroad—real estate should not just be an option; it should be a priority.

👉 And if you are looking for a trusted guide in this journey, remember that Dennis Isong is a TOP REALTOR IN LAGOS who helps Nigerians in the diaspora own property in Lagos stress-free.

📞 For inquiries, WhatsApp or call: +234 816 474 1041

IFANKALELUYAH Drops KO-N-KO JABELE – A Revolutionary Rethink on Religion”

By Taofik Afolabi 

Ambassador Dr. Yomi Mate, famously known as IFANKALELUYAH, is a celebrated broadcaster, distinguished Master of Ceremonies, and accomplished media administrator.

With a career spanning over three decades, he has remained one of Nigeria’s most respected voices on radio, revered for his deep mastery of language and cultural wisdom.

Currently serving as Assistant Manager at Fresh FM Lagos, IFANKALELUYAH continues to inspire both listeners and colleagues with his unmatched professionalism and oratory excellence.

A proud son of Ijebu, the veteran broadcaster is now set to unveil a new creative milestone—his much-anticipated album titled:

KO-N-KO JABELE (Religion Re-think)

This spiritual and thought-provoking body of work emphasizes the urgent need for religious tolerance and peaceful coexistence in Nigeria. Through powerful spoken word, chants, and reflections, IFANKALELUYAH challenges dogma, promotes dialogue, and urges a return to common humanity beyond religious boundaries.

The album, rich in intellectual depth and spiritual resonance, is set for a private launch this December in Lagos State. The exclusive event will gather key stakeholders in the media, cultural, and religious communities.

With KO-N-KO JABELE, IFANKALELUYAH once again proves that the microphone in his hands is more than a tool—it’s a weapon for enlightenment, unity, and national healing.

Amb Dr. Collins O. Peter Appointed to Key Role in ICC Royal Court

In a move set to bolster its global humanitarian efforts, the ICC Royal Court of the United Kingdom of Atlantis (UKA) Worldwide has announced the appointment of His Excellency Lord Chamberlain Amb. (Dr.) Collins O. Peter as its International Secretary of the Administrative Council. The official decree, dated September 21, 2025, was issued by Her Royal Majesty Empress Nobilisa Prof. Dr. Sriwan Kingjun, the organization’s President General.

Dr. Peter’s new responsibilities are wide-ranging and critical to the court’s operations. His primary duties include managing documents and meetings for the central committee and acting as a key figure in the Supreme Administrative Court, where he will adjudicate and consider cases. This appointment, valid for a two-year term, underscores his trusted position within the organization.

A citizen of both Nigeria and the UKA, Dr. Peter brings a wealth of expertise to his new role. He holds a degree in Knowledge and Skills in Community Development and International Diplomacy (Hon. Doctorate in Human Psychology), Bachelor of Science in Marketing Management (B.Sc.) University of Calabar, Cross River State, Nigeria, National Diploma in Business Administration (ND) from the Polytechnic Calabar, Cross River State, Nigeria and other professional Certification in ICT which aligns perfectly with the ICC Royal Court’s mission.

His personal motto, “We will stand firm on the principle of justice,” reflects a deep-seated commitment to upholding fairness and equity.

The appointment has been met with widespread approval from the global community associated with the ICC Royal Court. In a statement, the House of Lords, Diamond Castle Palace of the United Kingdom of Atlantis (UKA), expressed profound gratitude for Empress Nobilisa’s “wise and gracious” decision.

They highlighted Dr. Peter’s “exemplary service, diplomatic acumen, and unwavering dedication,” noting that his leadership will be instrumental in “promoting unity among member states and furthering the organization’s humanitarian and developmental goals.”

This strategic appointment is expected to significantly enhance the council’s efficacy and advance its mission of fostering international cooperation and sustainable development worldwide. Dr. Peter’s leadership is anticipated to be a beacon of hope and progress for communities globally.