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MY ADVISE FOR EDO PEOPLE IN THIS COMING ELECTION – DR. SAMUEL OSAIGBOVOOGBEMUDIA

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Former two-time governor of old Bendel State, Dr. Samuel Osaigbovo Ogbemudia is an elder states man. Many people have been waiting to hear from him to know his stand on this forth coming election in Edo state. In this Exclusive Interview with SUNDAY ADEBAYO, he expresses his belief and assessments of the present Edo state government, and also analyze the likely outcome of the coming election… Excerpt.

 

 

 What is your assessment of the present Edo state government?

Well having been there by qualification, assessing them is that I have been there before and I know the problems and I understand some of their approaches taking the totality of what I know, the man, Adams Oshiomole has performed extremely well and that is why I decided to defend him, and that is why I give him all my support and that is why whatever he does, I look at it against the background of the difficulties which myself passed through. So from the point of view of development, he has done the best he could, but that doesn’t mean he could not do better maybe because there was not enough money.

 For those ones that you think he has not done well, was it that you were not able to brief him about the major problem of the Benin people when he came in?

There is no one that he has not done well, there is nothing I asked him to do that he didn’t do, after looking at the totality of the problems of what I experienced myself, Oshiomole has done wonderfully well.

 Looking  at the activities that trailed during the APC primary that lead to the emergence of Obaseki, do you think the party is united enough to win this election?

Well I cannot speak on that because I was not at the primary, secondly I only read about it in the newspaper and perhaps the rumor here and there by people who attended and those who didn’t attend and there was great variation between the story being tabled by those who attended and those who heard it, so we don’t know which one to believe, but my believe is that if people appreciate goodness in anybody, they should appreciate what Oshiomole has done in this state because if other previous governors have done as much, he would have gone higher than he did now. So far as I am concern I think that people if they look at what Oshiomole has done against the background of what people did in the past, they will vote for APC.

Now Obaseki promised that if he comes in, he is going to provide over 200,000 jobs but people were now speculating, asking the question that when he was the head of economic team in Edo state, he was not able to provide anything of such. Do you think in your own opinion, looking at the present governance with your approval of Oshiomole great performance, do you think Obaseki is up to the task of the promise he is making?

Firstly, Obaseki is not  in my view a politician, he is not a professional politician, he is a technocrat  and in his position as a technocrat, he has information on all the affairs of government, as to whether he could have done that as technocrat, advising the governor, the ultimate responsibility for the job to be done is that of the governor, he may have recommended and the governor did not see it as a priority, so you cannot blame him, when he comes from what I have had in discussion with him and I was convinced that he knew where the pendulum was swinging, he knew where he was going  because his objectives were very clear to him and he’s also not mindful of the fact that while he is looking straight at the objectives, there are many intervening obstacles, diversional obstacles on the way, and he is prepared to negotiate them. So it is that ability that gives him credit over his opponent.

Looking at when you used to be the governor of the old Bende, bringing together Edo state, Delta state and the couple of other states that you manage then, Things were going right, there was no much complain about running the government, but now what is your assessment of the crisis rocking PDP in Edo state right now?

The only word I’ve always used is mismanagement of victory, when a political party of substance going to election whether win, victory or defeat, must set up a committee to access their performance and see where things went wrong, whether PDP did it or not, I don’t know but not to my knowledge if they did, that notwithstanding its management of victory was not and I think too that the people themselves were tired of hearing the same voice every day, the issue of change came into focus.

Do you think pastor Osagie Ize Iyamu had the political sagacity to perform better than Oshiomole if he eventually becomes the governor of Edo state?

Pastor Osagie Ize Iyamu is my son, his father was my own father, so when the man was leaving, he said look after your son for me, pastor Osagie has tremendous energy unquestionable in credentials that he can use, but he is on a shaken platform, probably if he was in APC, there would be no problem, he would by now be celebrating, if he was in another party, probably he would be celebrating. But first, he had to kill two birds with one stone, he had to reactivate the reputation of the PDP and then take advantage of it to ask them to vote for him but he cannot do the two together because correcting the hills of the past and calling them to order, by the time they finish, the vote is over. But as a person you can’t beat him, he is a first class fellow and I will go with him anywhere.

So what you are telling us now is that come this election which is drawing close by, if past Ize Iyamu Can rectify some loop holes that you think  are the problems of PDP in Edo state, do you think he has a higher chance of becoming the next governor of Edo state?

If there are two people that he has to do this to, he has to do this to the elites who at their drinking base, they criticize not himself but his party, then he have to do it to the population, and those population, the majority, card bearers who can vote, the elites their voice he will hear so loud every day, they are minority, so it is not something you can do in one month or two month if he still remain in PDP correct the hills of the past, he will be on top but whether he can do everything together before next two month election is what I don’t know.

Okay recently when the PDP want to have their gathering at Ogbemudia Stadium, there was an information that the governor instruct that they don’t have their campaign at that stadium, do you have any idea ?

No I never heard , the truth is this that as at today the government is the caretaker and trustee of the  stadium, the stadium belong to the people, so it is for them to say yes, this man coming to the stadium, will it be in our own benefit or against us? So they take a decision and that in the decision influences the reply to its letter,  that is what it is. But I believe that when government refuse to allow them to organize at the stadium, the generality of the people who would normally have gone to the stadium didn’t feel too good about it, so they might decide to punish government for it, so you don’t know where the pendulum is swinging but its important for people like us, it should not have been rejected the refused to the use of the stadium because that will not add any much value to whatever they are doing, but by refusing it, it has added value to it.

How can you compare politics in Edo state, the way it is practiced now and the way it was practiced when you were priviledge to be at the realms of power?

Yes remember I was the governor at a time when I was a military officer, I was only on posting by the supreme headquarter to Benin. I didn’t win any election but when I came back and decided to seek election I won because I told them to allow me finish the unfinished job and they agreed and I won so comparing the two, you will find that there is quite monumental difference

What is your advice for Edo people in this drawing near election?

My advice is this, if what they told me in the past and with my experience that they want development, they don’t want their money to be spent paying lawyers and going to court every day, then they must pick the person whose chances are better because every person has a way of accessing , for example I had a meeting here yesterday and I said to them, here is a paper for about 200 people, write down which party you think we should affiliate with, since we are not in politics, they all wrote down, over 100 voted for one party, six voted for one, two voted for one. So if you sent such people to the poll, they will all vote for A, what is in their mind is different, and they will go there.

How far will you tell us you have gone with Samuel Ogbemudia foundation?

Good, over the years I have been a victim of diabetic and from tablets, I progress to insulin injection and I started this 1970 and I started injection 1980 and I didn’t want other people to suffer the same thing because of lack of information, more importantly the diet that can easily cure the problem. So I got together experts who are prepared to help, some of them in America, some in Canada and some in Great Britain. So we set up Ogbemudia foundation to purely accomplish three things, the first is good governance, the second is youth empowerment and detect its non-communicable diseases, from the diabetic information we are putting together and talking to people on what they need to know. Sometimes I address people and at the end of it, I tell if they have diabetics.  And it is going on gradually. But those who are going to help me are yet to come.

Since the beginning of the foundation, how much assistance or donations or help have you received from people that you have sent letters to or you can call to help curb fight the pulse?

We have not gone out, but the present Delta state government has been helpful. When he was coming, he brought a cheque of five million to the foundation, Oshiomole promised to help and am hoping that once the problem on hand is sorted out, he will do something. There are many people we’ve talk to, but we have not asked for help, and when I have got all those information and those visitors have come and put down what they can do, then I will know what I need and ask people to assist us.

So far will you say you have been receiving response from people in terms of visitation, and feedbacks?

Oh yes, a lot of people, our doctors go about talking to people, counseling them on what to use, and what to kind of food to eat because not everybody  can afford insulin of 11,000, to avoid insulin you must take diet that will perform  the same function.

 A diversion from the foundation now, if anybody look at you some people will still think daddy is 70 or 75, but even looking at your present health condition over the years and the fact that you can no longer walk and run the way you used to do some years ago, what would you say you’ve been doing that is making you looks so good like this sir?

Well, credits goes to that lady (pointed at his wife Mrs Yetunde Ogbemudia), but apart from that, In 1953, I was  admitted into hospital and the doctor diagnosed me of Amoebic dysentery  and I spent twenty one days, but when I had my accident in August 5, 2010, I break my leg and I have to move from one operation to another, and apart from that leg, well so far am alright, I can see, I can move about with my walking stick but better than it was a year ago, so gradually the thing is coming up, because the doctor told me that I am suffering from incurable disease and when I asked him, he said old age and he asked me whether I’ve seen anybody who cured old age, I said no then he must keep off with it.

Looking at how far you have come, when you were born till now, what would you advice the younger generations who are aiming higher to be in the position of good health and proper understanding with their creator, what will be your advice for them?

My advice is simple, when I was a boy, an elder cousin of mine pass his junior Cambridge, we had a wake keeping to thank God that he was able to get to that standard, but since then, there have been PHDs, nobody worries about it, we have made tremendous progress to the young men of today to be able to  catch  up and keep himself and family together, he must educate himself, because education has no age limits, that is the invoice of continuing education and it means that there is no end. Sometime ago, I witnessed the graduation of open university in London and one of the graduates was 94 years old, and when the press asked him at the age of 94, what are you still doing? He said I have always wanted to be educated. Sometime in 1969, I was the sole administrator of the Nigerian Airway and I advertised for an accountant and twenty five thousand people applied and we set up a criteria to screen the application  and we finally came to a hundred and we have to be looking for criteria to reduce it. But finally out of that hundred, there were six with master’s degree, there were two with a PHD, so what do you do, do you leave the PHD and take the first degree.  Nigeria should no longer rely on first degree; they should go further and specialize , when I was the governor, I told the  ministry of education , inform all the student ,anybody who comes out of the college with good result in WAEC because one boy from AGBOR had 7As and that’s an automatic scholarship, if you got a first class from a university degree, you get automatic scholarship to study for higher degree because the Nigeria of tomorrow is going to be very competitive and it has started, so the youth must learn to concentrate on their studies, stop fighting until they have reach the ultimate.

Would you say you are fulfilled in life?

I am fully fulfilled in many ways, first I never thought that I will ever get here till now. One gentle man brought his insurance paper to me in 1960, he said it will mature in 1975 it was 15 years away and I said I wont take because fifteen years is too far , but eventually I was quest to pay into bank in order to insure myself , on a date in 1975 I received a letter , it said your insurance is due, where do you want the money to be paid into, I regretted not putting  more but I never thought I will witness it mature, two, I never dreamt that one day I will be a governor of a state, Benin state for that matter. three I never thought when I join the army I will be a general , I merely go there to go and do my own work  and God was kind to me and they move me forward and fast. I have had children and God has been kind, not one of them has ever been admitted in the hospital, no one is sick. Where I live, this house I inherited it from my mother and I live here, I did my governor job from this very table so what else do I want, all I have gotten didn’t mean anything to my children because they all live at home but my other colleague were told to handover the government house within 24 hours to the new governor, but it didn’t happen to me because I just took my own briefcase and return back to my house where I operated from.

 

 

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Adron Homes Welcomes New Executive, Emphasizing Commitment to Professional Excellence

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Adron Homes Welcomes New Executive, Emphasizing Commitment to Professional Excellence

In a strategic move to foster growth and elevate the quality of service delivery, the Management of Adron Homes and Properties is thrilled to announce the appointment of exceptional staff members who have exemplified remarkable professionalism and have significantly contributed to the advancement of the Adron brand. We proudly introduce our newly appointed leaders: Adenike Ajobo as Managing Director, Olubunmi Akinfe as Deputy Managing Director, Ihuoma Azuru as Assistant Managing Director of Sales and Marketing (Lagos Nigeria), Barbie Ette as Assistant Managing Director of Sales and Marketing (Northern Nigeria), Odunola Ogundapo as Assistant Managing Director of Sales and Marketing (Western Nigeria), Olasumbo Oguntoye as Assistant Managing Director of Housing Nigeria, and Haastrup as Director General of Customer Service. Together, they will drive our mission forward and ensure continued excellence at Adron Homes.

Aare Adetola Emmanuel King, the Chairman and Group Managing Director of Adron Homes, has issued an important directive to the newly appointed directors of the company. He emphasized the critical need for quality delivery in all aspects of their work. Aare King highlighted that each director must align their actions and decisions with the overarching vision and mission of the organization. He urged them to remain committed to the company’s goals and to foster a culture of excellence, ensuring that their contributions not only meet but exceed the expectations set forth by Adron Homes.

Adenike Abosede Ajobo stands out as a highly regarded authority in the fields of corporate branding, public relations, business repositioning, and organizational strategy. She holds a degree in Linguistics from the prestigious University of Ibadan and has further enhanced her expertise with an Ordinary National Diploma (OND) in Marketing from The Polytechnic of Ibadan.

Her dedication to professional growth is reflected in her memberships with esteemed organizations, including the National Institute of Marketing of Nigeria (MNIMN), the Nigerian Institute of Public Relations (NIPR), and the Nigeria Institute of Personality Development and Customer Relationship Management (NIPD-CRM-dsgnt). These affiliations illustrate her unwavering commitment to continuous learning and excellence within her industry.

Adenike’s professional journey with Adron Homes commenced in January 2024 when she took on the role of Group Company Secretary. Her exceptional leadership skills and strategic vision quickly propelled her up the ranks, and she soon became the Deputy Managing Director of Southern Nigeria. Her impressive performance has now garnered her a well-deserved promotion to the position of Managing Director at Adron Homes, where she is set to steer the company toward a promising future, leveraging her insights and experience to craft innovative strategies for growth and development.

 

Akinfe Olubunmi Omolara is an esteemed leader and achiever, recognized for her dedication to maximizing her potential in every role she undertakes. She is a graduate of Obafemi Awolowo University, lle-Ife, Osun State, with a Bachelor of Science degree in Microbiology. Her career journey at Adron Homes and Properties, reflects her remarkable growth and commitment to excellence. She has progressed through a range of pivotal roles, from Deputy Group Sales Manager, District Sales Manager, and Deputy District Sales Manager to Deputy Group Customer Relations Officer, Regional Chief Operating Officer, and Chief Operating Officer. Her leadership and strategic acumen continued to shine through her promotions as the Director of Sales and Marketer and later promoted as the Director General of Sales and Marketing. She has now been promoted to the position of Deputy Managing Director , where she will drive growth and operational efficiency for Adron Homes.

Ihuoma Udodirim Azuru’s journey is a testament to exceptional leadership and dedication. Her academic prowess shines through with a B.Sc in Accounting, M.Sc in Business Management, MBA in Human Resources and currently studying Law at the Leadership City University, underscoring her commitment to ongoing personal and professional development. Her career with the company began as Group Head Admin and HR, where she showcased her adaptive leadership style. Subsequently, she transitioned to the role of Director of Sales and Marketing (Southwest). Moreover, she was promoted to the prestigious role of Director General for Sales and Marketing at Adron Homes. Her exceptional leadership, dedication, and strategic vision within the organization leads to her appointment as the Assistant Managing Director Lagos Nigeria.

Odunola Ogundapo is a highly regarded sales and marketing professional, celebrated for her steadfast dedication and strategic insight, which have contributed to her impressive track record of success in the industry. She holds a Bachelor of Science degree in Geology from Olabisi Onabanjo University, where she developed a strong foundational knowledge of earth sciences. Further enhancing her expertise, she earned a Master’s degree in Sedimentary and Petroleum Geology from the prestigious University of Lagos, a program renowned for its rigorous approach and focus on the energy sector. This combination of academic credentials allows Odunola to meld deep scientific understanding with strategic business acumen, enabling her to deliver exceptional results in her professional endeavors.

Odunola embarked on her career in 2017 at Adron Homes and Properties Ltd, starting as a Business Executive. In this role, she quickly demonstrated her innate talents and passion for sales and marketing, employing a goal-driven approach that not only set her apart but also paved the way for her rapid advancement within the company. Her commitment to excellence and her ability to forge strong relationships with clients and stakeholders led to her recognition as a rising star in the organization.

Currently serving as the Assistant Managing Director, Odunola plays a pivotal role in shaping and executing innovative strategies aimed at driving growth and enhancing the company’s market position. Her forward-thinking mindset and comprehensive understanding of market dynamics allow her to identify and seize new opportunities effectively. Under her leadership, the team is not only motivated but also encouraged to think creatively and push boundaries, resulting in increased productivity and morale.

Odunola’s leadership style is characterized by a unique blend of optimism and resilience, which fosters a collaborative and inclusive work environment. She prioritizes the development of her team members, nurturing their potential and empowering them to become future leaders in the organization. This commitment to mentorship and professional growth among her staff has created a culture of excellence that thrives on teamwork and innovation, ensuring that everyone is aligned with the company’s vision and goals. Through her unwavering dedication to her work and her ability to inspire those around her, Odunola Ogundapo continues to make a significant impact in the sales and marketing realm.

Aminat Olaniyan Haastrup is an inspirational customer service specialist, deeply committed to creating exceptional service experiences. With a strong educational background in Estate Management and Customer Experience, she earned her degree from Yaba College of Technology. An Associate Member of The Association of Business Practitioners (ABP) in the UK and a fellow of the Chartered Institute of Customer Relationship Management, Aminat’s journey began as the Director of Customer Services. Renowned for her dedication to customer-centric strategies, she passionately pursues unparalleled service excellence. Through transformative initiatives across the company’s customer relations landscape, Aminat has inspired those around her and achieved her new role as the Director General of Customer Service.

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Zacch Adedeji: And The Revenue Keeps Increasing By Rabiu Usman By Rabiu Usman

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Zacch Adedeji: And The Revenue Keeps Increasing By Rabiu Usman By Rabiu Usman

Zacch Adedeji: And The Revenue Keeps Increasing By Rabiu Usman

By Rabiu Usman

 

It was President Bola Tinubu that declared that in the first half of this year, the revenue of Nigeria soared to over N9.1 trillion, compared to the first half of 2023.

Zacch Adedeji: And The Revenue Keeps Increasing By Rabiu Usman

By Rabiu Usman

For instance, N5.2 Trillion accrued into the Federation Account for the period January to June 2023, while a total of N7.3 Trillion accrued into the account for the period July to December, 2023.

However, for June this year, accruals into the Federation Account rose to N2.483 trillion in June 2024. It was N2.324.792 trillion in May, meaning for the two months of May and June this year alone, about N4.8 trillion accrued into the Federation Account while N5.2 trillion accrued into the account for the first six months of last year.

The President attributed the revenue increase to the government’s efforts in blocking leakages, introducing automation, and mobilizing funding creatively, all without placing an additional burden on the people.

A few days after the President spoke glowingly of the considerable increase in the revenue of the country, a process being powered by the Federal Inland Revenue Service (FIRS), under the Chairmanship of Dr Zacch Adedeji, the Nigeria’s Zaccheus the Tax Collector, the World Bank also confirmed the progress being made in the area of revenue generation.

The World Bank projected that following the recent increase in government revenue, Nigeria’s revenue-to-GDP ratio could rise to over 10.5 percent by the end of 2024.

Ndiamé Diop, World Bank country director for Nigeria shared the forecast during an interactive session on ‘Fiscal Reforms for a More Secure Future’ at the 30th Nigerian Economic Summit, held in Abuja last month.

Also, according to data released in September by the National Bureau of Statistics (NBS), Nigeria’s Value Added Tax (VAT) revenue increased by 99.82% year-over-year in the second quarter of 2024.
During this period, total VAT revenue reached N1.56 trillion, a 9.11% increase compared to the previous quarter.

 

The NBS report highlighted that the revenue growth was driven primarily by local payments, which brought in about $484 million, while foreign payments contributed $242 million. VAT on imports generated $228 million.

However, despite the level of progress already made, the FIRS under Dr Zacch Adedeji is not done yet.

Various innovations are daily being introduced to ensure seamless payment of taxes by Nigerians.

Last week, the Taxpayer Services Department of the FIRS launched the new USSD code *829#, aimed at revolutionizing taxpayer engagement and access to essential tax services.

According to the FIRS, the initiative was aimed at “simplifying tax processes and providing a seamless, efficient service experience.”

With the *829# USSD code, taxpayers can now effortlessly access a range of services, including TIN retrieval, Tax Clearance Certificate (TCC) verification, and general inquiries all from the convenience of their mobile phones and with no need for internet access.

Also, Zacch Adedeji is everywhere, explaining the four tax bills currently before the National Assembly, assuring that it will not reduce the funding or operational efficiency of government agencies.
Last week Wednesday, Adedeji addressed the heads of the National Agency for Science and Engineering Infrastructure (NASENI), the National Information Technology Development Agency (NITDA), and the Tertiary Education Trust Fund (TETFUND) at the Revenue House in Abuja. He allayed concerns surrounding the proposal to rename the FIRS as the Nigeria Revenue Service (NRS), clarifying that the change is intended to streamline and improve agency efficiency.

He said the main goal was to align government revenue practices with current fiscal demands to ensure all agencies are well-funded and effective.

Adedeji further highlighted that the proposed legislation would enable government agencies to concentrate on their core responsibilities without the added task of revenue collection.

“The bills, once enacted, will allow agencies to focus on their primary functions instead of managing tax collection duties,” he explained.

Adedeji, who appears to have taken up the job of an Explainer concerning the new tax bills, further pointed out that the bills were the aftermath of President Tinubu’s administration recognition of the need for a unified tax code to reduce complexity and stimulate economic growth.

Perhaps, by the time this is being read, Dr Zacch Adedeji, will be standing before another audience to explain the ideas behind the new tax bills and their capability to further sore up the revenue base of the country, because for him, the revenue must keep increasing.

Usman, a public affairs commentator lives in Abuja.

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Wema Bank Announces Grand Finale of Hackaholics 5.0: Set to Reward Winners With ₦75 Million Worth of Prizes

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*Wema Bank Announces Grand Finale of Hackaholics 5.0: Set to Reward Winners With ₦75 Million Worth of Prizes

 

 

Wema Bank, Nigeria’s foremost innovative financial institution and pioneer of Africa’s first fully digital bank, ALAT, has announced the grand finale of the 5th edition of its flagship youth and startup-focused tech competition, Hackaholics.

Launched in 2019, Wema Hackaholics is a groundbreaking initiative designed to harness the creativity and entrepreneurial spirit of Nigeria’s youth, providing them with a platform to turn their tech-driven ideas into reality. The highly anticipated Hackaholics 5.0 grand finale will take place on November 27th, 2024, under the theme, “Meta Idea: Capitalizing Africa’s Growth Through Innovation.” This year’s theme aims to showcase how tech-driven solutions can fuel Africa’s development by tapping into the continent’s growth potential through innovation and digital transformation.

The grand finale will bring together the brightest innovators from universities and tech communities across the country. These innovators will pitch their Digi-Tech solutions designed to solve real-world problems and contribute to Africa’s economic and social progress. The event promises to be the culmination of months of intensive competition, collaboration, and mentorship, providing a platform for youth-led tech ideas to reach new heights.

Announcing the date of the grand finale, Moruf Oseni, MD/CEO of Wema Bank, highlighted the bank’s vision for Hackaholics. “Hackaholics is more than a competition; it is a movement to equip Nigeria’s youth with the skills, networks, and resources needed to drive Africa’s digital transformation. The Meta Idea theme for this year is a call to action for young innovators to think beyond the present and design solutions that will capitalize on Africa’s growth. We are excited to see how our participants envision and build the Africa of tomorrow.”

Speaking on the prizes, the MD/CEO said “At the grand finale, participants will compete for exciting cash prizes, grants, and access to Wema Bank’s extensive network of investors, mentors, and industry experts. The total worth of prizes for this year is ₦75,000,000. The winning team will receive ₦30,000,000, the first runner-up will receive ₦20,000,000 and the second runner-up will receive ₦15,000,000 worth of prizes. Additionally, we will be awarding a special grant of ₦10,000,000 worth of prizes to the female-led team to encourage gender diversity in tech innovation.” He concluded.

Wema Bank’s Hackaholics is a testament to the Bank’s commitment to shaping Africa’s future through innovation and entrepreneurship. Hackaholics 5.0 began with a nationwide call for entries earlier in the year and has engaged over 10,000 aspiring tech innovators and entrepreneurs across Nigeria. With 2,297 applications across 8 physical pitch centers and 1 virtual pitch center, 34 innovators across all locations are set to pitch their ideas at the pre-pitch stage ahead of the grand finale scheduled to hold in Lagos.

Through Hackaholics, Wema Bank has provided a platform for youth to channel their creativity and entrepreneurial spirit into actionable tech solutions that address Africa’s most pressing challenges. Over the years, Hackaholics has grown into one of the largest and most influential tech competitions in Nigeria, impacting thousands of young minds.

The competition not only offers winners cash prizes and grants, but also access to mentorship, industry networks, and resources to help scale their innovations globally. This initiative is a key part of Wema Bank’s broader strategy to harness technology as a driver of socio-economic growth in Africa.
Interested individuals can register to attend the grand finale via https://hackaholics.wemabank.com/grandfinale

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