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” My mission In Nigeria”- US based Architect Akin Akinyemi

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Mr Akin S  Akinyemi may not ring a bell in Nigeria political cycle, but  he does back in the united state where he has been residing for more than two decades. In a chat with Sahara weekly, he informed us on why he is back to Nigeria and other sundry issue.

 

Can we meet you?

My name is Akin  Akinyemi ,I am an Architect. I attended the University of Lagos before I moved to America for my graduate studies and of course I got married. Then I decided to stay there and practice. But my heart has always been back home (Nigeria). Every now and then, I come home on a mission to accomplish some goals and go back.

When did you relocate to the states?

When I was 21 years old, I have been in the state for 31years, but I come home more often for humanitarian project.

No doubt you came from a privilege background tell us about your family?

One thing with me and what my dad taught me is that I see all human beings as the same, I never consider myself privilege, I will rather use the word comfortable ,I grow up in Ebuta meta.  we were well known; am lucky to have a supporting family while growing up.

Are your parents still alive?

My father died a long time ago when I was just seventeen years old and my mum died January this year.

What exactly do you do in America?

I Am an architect by profession, I work in a very big firm in Atlanta for four years. After my higher degree

I started my own business in the states which was rear at that time; I have been doing it for over twenty five years. Then I went into politics, I was the first elected African to a local government in the states.  It’s really a blessing to be able to do those things. What am going to talk about is my current mission, while am at home (Nigeria) this time. Right now I am teaching and also doing my doctorate degree in urban planning, the main reason while am doing that is because I have a vision in Nigeria.

I will show it to you; I have been working on it for seven years, I have met with officials here, I have presented the ideals, but you often find out that academic research is a gateway to solve another

Problem and so when I talk and write, am doing an index study.

What is your mission in Nigeria?

Am on a quest to improve Nigeria, and there are many ways to improve a country and a community; there are medical need, agricultural need etc but as for me, am focusing on my area of discipline which is Architecture, planning and building the environment. When I met with a lot of senior government officials and corporate leaders, one of the points they have with it is the fact that it’s a government job to do those things which am proposing that people should do for themselves, and why I did not disagree with them is that, the government collect revenue and taxes they need to use it wisely, and at the same time we cannot continue to wallow and suffer. We all know the condition of some Nigeria roads. We know the environmental issue with the gutter system. Why we will continue to tell the government to play their part, we also should play ours too. Thus, what am trying to do is to get people together to form an association and then approach their government  and say look, this is deplorable, we can raise some money and help to improve this condition. We just need their authorization to do that and maybe give them little token of maybe 10 percent of the cost. That’s all and then each community will have their own different approach raising the money. I have a very unique one that I will unravel with time but I felt that is do able, its controversial, its not easy but people can really do it to raise money. And again you won’t want to impose your own ideal on people even if it were a great ideal. So what am going to do is to do a research to see how people will feel by this type of thing.

What really prompted you to come up with this initiative?
The environmental hazards, unnecessary challenges and stress, unbearable atmosphere, bad roads and difficulty in locating places easily, among other challenges of our geographical settings, places or streets people encounter on daily basis, spurred me to make a research in providing a solution. Though it is the government’s responsibility, we should not fold our arms if the government is not forthcoming, but rather look for an alternative. A lot of streets and places have suffered setbacks because of absolute neglect and lack of maintenance. The interesting thing is that it doesn’t take much to make a transformation; only the will to say ‘yes we can’.
My life is testimony to that, because as a Nigerian, going abroad to establish a business; the first and only African-American minority business in North Florida and also to run for a public office in the U.S appeared impossible. But they happened. I don’t think there is a limitation to what we can do if the will is in place.

Nigeria has encountered series of challenges through environmental hazards, building dilapidation and bad roads. How will this initiative contribute to the solution of these major problems?
I am familiar with these challenges and what I discovered is that many things are missing, especially in building construction. A cement block is supposed to have the strength to carry about five-storey building, but because the quality has been diluted and there is no regulation to ensure standard, this led to the increase in building dilapidation. It is time we improved on our quality control so as to avoid further accidents. More so, there are other materials such as efun, which is also good for building constructions. This is on our shores in this country. Efun is what is used to make shield rock in the U.S. I just came from Ghana; it’s used over there  but we don’t feel like using it here. In fact, this will also minimise the cost of constructions. The initiative is not based on building alone, but my diverse knowledge could proffer solutions to this too. Nigerians needs to improve on our environment, because it tells a lot about us, especially on our health and the way we are perceived. This initiative is based on how to ensure every nook and cranny look good, neat and accessible through a collective effort in improving the quality of life without any constraints.

As a politician, how do perceive the Nigerian politics, especially with the new government?
I am so proud of Nigerian politics, though it is not perfect. Politics is not perfect in the U.S. too. I was growing up here in the 70s when our first democracy was overthrown. Our military also did a good job, even when Muritala Muhammad was assassinated. It is a welcome development that we eventually sustained our democracy till now. The political system in Nigeria is encouraging compared to other countries where one party dominates. For the first time in the history of Nigeria, we had a change of government from one political party to another. But people don’t understand how huge that maturity is when it comes to a democratic society.

How soon are you kicking off?

Like I said I have no time table for the actual project till when am done with the research in few months.

No doubt you will want to benefit from it?

Absolutely, even I personally will be proud to say I made things happen in a positive way for Nigeria; my services will be highly rewarded.

This project you are about to embark on is it a team work or just you?

Right now it is my brain child but it’s going to be run by a citizen board, each community will form an association.

Which political party do you belong to in the states?

I am a democrat.

 

 

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Fidelity Bank grows PBT by 167.8% to N105.8 billion in Q1 2025

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Fidelity Bank grows PBT by 167.8% to N105.8 billion in Q1 2025

Lagos, Nigeria – May 1, 2025 – Fidelity Bank Plc, one of Nigeria’s leading Tier-1 financial institutions, has announced a remarkable financial performance for the first quarter of 2025, recording a Profit Before Tax (PBT) of N105.8 billion, representing an impressive growth of 167.8% compared to N39.5 billion in Q1 2024.

The bank’s unaudited financial statements, released on the Nigerian Exchange (NGX) on April 30, 2025, highlight a substantial increase in Gross Earnings, which rose to N315.4 billion, marking a year-on-year growth of 64.2% from N192.1 billion in the same period last year. Growth in interest income was primarily led by 38.6% yoy (7.4% ytd) expansion in earning assets base, while the increase in non -interest revenue came from FX-related income, trade and commission on banking services, etc., supported by increased customer transactions.

Commenting on the bank’s performance, Dr. Nneka Onyeali-Ikpe,OON, Managing Director/Chief Executive Officer of Fidelity Bank Plc, stated, “We started the year with triple-digit growth in profit and sustained the momentum in our earning assets growth. This performance shows the resilience of our business model and reinforces our confidence in delivering a better result in the 2025 financial year.”

Other areas of the unaudited financial statements, equally show a marked improvement with Total Deposits growing by 11.1% ytd to N6.6tn from N5.9tn in December 2024, driven by 10.6% ytd growth in low-cost deposits to N6.1tn, which represents 92.2% of total customer deposits. Local currency deposits increased by 2.0% ytd while foreign currency deposits increased by 21.4% from $1.9bn in December 2024 to $2.3bn.

Net Loans and Advances increased by 5.0% ytd to N4.6tn. The growth in the bank’s Loan Book was skewed to LCY Loans as cost of risk declined to 0.6% from 1.5% in 2024FY.

“Beginning the year with such positive momentum reinforces our commitment to supporting the growth of individuals and businesses, while enhancing our financial sustainability. As we go into the rest of the year, we remain focused on building a resilient banking franchise with a diversified earnings base,” Onyeali-Ikpe added.

Ranked among the best banks in Nigeria, Fidelity Bank Plc is a full-fledged Commercial Deposit Money Bank serving over 9.1 million customers through digital banking channels, its 255 business offices in Nigeria and United Kingdom subsidiary, FidBank UK Limited.

The Bank is the recipient of multiple local and international Awards, including the 2024 Excellence in Digital Transformation & MSME Banking Award by BusinessDay Banks and Financial Institutions (BAFI) Awards; the 2024 Most Innovative Mobile Banking Application award for its Fidelity Mobile App by Global Business Outlook, and the 2024 Most Innovative Investment Banking Service Provider award by Global Brands Magazine. Additionally, the Bank was recognized as the Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and as the Export Financing Bank of the Year by the BusinessDay Banks and Financial Institutions (BAFI) Awards.

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GTCO vs. Very Dark Man: Why Nigerians Must Stop the Judgment of Emotions

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*GTCO vs. Very Dark Man: Why Nigerians Must Stop the Judgment of Emotions*

By Osho Oluwatosin

The internet has literally been on ‘fire’ since Friday following the arrest of self-acclaimed Nigerian activist, Martins Vincent, also known as Very Dark Man. He was reportedly picked up by the Economic and Financial Crimes Commission (EFCC) for reasons yet unknown.

While it’s not the first time VeryDarkMan or any prominent Nigerian would be arrested by the EFCC — a government agency not under the authority of any private organization — it seems some Nigerians are passionately trying to push a narrative that his arrest was orchestrated by one of Nigeria’s biggest financial institutions, Guaranty Trust Holding Company (GTCO).

Although this narrative isn’t far-fetched — VDM had criticized the bank due to ‘mysterious’ deductions from his mother’s bank account for unjustifiable reasons. He approached the bank’s branch in Abuja to make an official complaint and, afterwards, he was picked up by the EFCC. But what many Nigerians have failed to realize is GTCO may not even be involved in his arrest.

VeryDarkMan was seen in the bank, quite alright, but in a CCTV released by the bank, he was seen moving out of the bank when he finished. He even had a celebrity moment with some of his followers who took pictures with him before he was arrested. So I’m wondering, what has GTB got to do with his arrest? That someone got knocked down by a vehicle after leaving church, does it mean the church orchestrated the accident? That someone got attacked after leaving a lecture room, does it mean the lecturer orchestrated it? That someone even got attacked in a courtroom, does it mean the judge orchestrated it? Absolutely not.

Although it would have been better if the EFCC had come out to clear the air regarding the reason for VDM’s arrest, because in the absence of information, rumours are bound to thrive. In fact, the commission should have actually released a statement regarding these rumours, not to vindicate GTB, but to keep Nigerians informed.

Let’s even think about it logically: what can warrant GTCO to order VDM’s arrest by the EFCC? Did he defraud GTCO? Did he steal from a GTB customer? Did he launder money through a GTB account? These are questions that should be asked before passing judgments. But Nigerians are always emotional when it comes to issues like this, and that’s why people who are culpable in serious crimes get away with anything as long as they get involved in charity or activism.

GTCO has been a very friendly organization, and in 2024 alone, the bank paid a record dividend of N8 per share. The bank is happy, shareholders are happy, customers are happy — who is Very Dark Man?

Osho Oluwatosin is a Nigerian journalist and writes from Lagos.

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Can We Have More Bankers Like Victoria Mulero? An epitome of ‘omoluabi’

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Can We Have More Bankers Like Victoria Mulero? An epitome of ‘omoluabi’

In February of this year, I needed to open a new bank account for salary purposes, as required by the management of the new company I had just joined.

I considered First Bank, Access Bank, and Sterling Bank. After some thought, I chose Sterling Bank—not because I found them superior—but because I believed they had fewer customers, which I hoped would save me from long queues and unnecessary delays.

I visited the Sterling Bank branch at Akowonjo to open the account. Unfortunately, the staff member who attended to me didn’t inspire confidence. She appeared distracted—smiling at her phone, clearly engrossed in a private chat—far from the level of professionalism one would expect in a bank setting. I had a feeling this would lead to problems down the line.

 

When my first salary was paid into the account, my suspicion was confirmed. Sterling Bank restricted access to my funds—I couldn’t transfer money or make withdrawals at the counter. I visited their Fatai Atere branch at Ladipo, Mushin to complain, where I was informed that the account opened for me was a “Kaikai” account—a type I had never heard of. Apparently, this account type is meant for individuals who lack the required documents during account creation. But I had submitted all necessary documents, so why was such an account opened for me?

Can We Have More Bankers Like Victoria Mulero? An epitome of 'omoluabi'

At the Fatai Atere branch, I was attended to by a remarkable banker named Victoria Mulero. She requested my NIN, which I didn’t have on me at the time. Rather than send me back home, she asked if I had a digital copy. I did, and she graciously gave me her email address so I could forward it to her. With that, she resolved the issue promptly and professionally.

However, the following month, in March, the same restriction happened again. I returned to the Fatai Atere branch, and once again, Victoria Mulero handled my complaint with efficiency and kindness, resolving it without delay.

I hoped the matter was finally settled, but when my April salary arrived, the restriction was imposed yet again. This time, I was beyond frustrated and ready to replace Sterling Bank as my salary account. Still, I visited the Fatai Atere branch one last time. Once more, Victoria Mulero resolved the issue with grace and determination.

This write-up is a tribute to Victoria Mulero of Sterling Bank, Fatai Atere branch. She is a rare gem—respectful, diligent, and genuinely customer-focused. She went above and beyond, following up with the Akowonjo branch through calls and emails until the matter was fully resolved. She handled every situation with patience and empathy, treating the job as if the bank belonged to her family.

To be honest, I’ve had unpleasant experiences with many bankers, especially female staff. Too often, they carry personal frustrations into the banking hall and take it out on customers. But Victoria is different. She exemplifies what true customer service should be.

We may not all be the same, but treating people with respect and kindness is a skill that can be learned—and Victoria clearly has. Let’s celebrate her for being a model professional and a beacon of hope in an industry that too often lacks empathy.

Without any fear of contradiction, I say boldly that Victoria Mulero is a good ambassador of Sterling Bank and her parents too deserve encomium for raising a well trained daughter and impacting an attitude of ‘ omoluabi’ in her. We need more of Victoria Mulero in our banking industry.

Seun Jacob Ogunbiyi
Known as Olùkọ́, the therapeutic writer and Lagos based journalist

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