society
The real arguments for Nigeria’s digital Banks
If you live in Nigeria, you’ve probably heard some stories about how difficult it is to get anything done at a government agency. Those stories are so popular that they have made their way into popular culture through “oga is not on seat” jokes.
When you’re going to a government agency, you brace yourself for the reality that no matter how small the task you want to accomplish, it could take all day. It’s not unusual for simple processes to be complicated by ridiculous demands.
It’s the sort of thing we’ve come to expect from Nigeria’s public sector. Yet, in the private sector,
Nigeria’s legacy banks will give any government institution a run for their money. A few weeks ago, I read this interesting rant by a Nigerian in the UK Guardian on how it took him 15 trips to the banking hall to withdraw money.
We all have these experiences. The Nigerian banking system throws up the kind of processes that can test the patience of the Pope. Sometimes you apply to get a debit card and you wait for weeks to get. Then you begin another process to get the PIN for the same debit card.
Some other issues that rankle are the unending debts for card maintenance, SMS alerts, the list is endless. Yet, these would be such small trade-offs if Nigerian banks actually provide services that work and are reliable. Bank transfers in Nigeria are like Russian roulette.
Sometimes you can transfer money without hassles, the next time, you may get debited thrice for a failed transaction.
Frankly, I’m not sure which I would rather visit: a banking hall or a government parastatal. If banking is this difficult for me, what’s it like for a lot of the people in the informal sector?
I got the clearest answer last week when my friend shared an article about how many of the artisans who work for him often do not have bank accounts. It’s hard to fault them because banks and banking have come to represent stressors for the average person.
Digital banks are promising freedom
This is why the Digital alternative to banking is interesting. The counterbalance to the wahala of legacy banking is a bank that exists almost entirely in your phone.
They have no physical branches so you don’t have to spend hours in a banking hall trying to explain to a frazzled customer rep that you can no longer reproduce your signature from when you first opened the account seven years ago.
But beyond the branchless structure of digital banks, one of the things Digital banks like VBank say that works for me is their promise of banking without a ton of bank charges. I can be free from those pesky little card maintenance charges from that second-generation bank.
I can make a request for a debit card from an app and get the card delivered to my address in one week.
It’s not often that a bank says all the right things. Yet, there are lingering questions like, “can I put my money in a bank that doesn’t have a branch that I know?”, “Whose shirt will I hold when they debit my account wrongly?.”
There are also big questions like; many of the promises of ease the digital banks make will appeal to the carpenter down your street who still doesn’t have a bank account. How will digital banks reach people like this?
Can the segment of the population who find these promises of freedom attractive- young millennials – form the basis for a sustainable business?
These are questions that remain up in the air, but here’s what I know; V Bank makes really good promises, but the real argument for them is time. Will they still send my debit card in 4 business days in 2027? Will my free transfers still go through and will their customer reps still be as attentive?
I don’t have a crystal ball, but it doesn’t hurt to live in the moment and enjoy all these perks right away.
society
Lagos 2027: Obasa hosts Hamzat, Promises Support for Governorship Bid
Lagos 2027: Obasa hosts Hamzat, Promises Support for Governorship Bid
The Speaker of the Lagos State House of Assembly, Rt. Hon. (Dr.) Mudashiru Ajayi Obasa, on Thursday, played host to Deputy Governor Dr. Obafemi Hamzat at his official residence in GRA, Ikeja, promising to galvanise his expansive political structure to ensure Hamzat’s victory at the forthcoming governorship election.
Dr Hamzat is the presumptive APC candidate for the Lagos governorship seat, and the engagement was part of his ongoing strategic consultations with All Progressives Congress (APC) stakeholders and leaders.
Speaker Obasa extolled Hamzat’s pedigree, commitment to infrastructure development, and loyalty to the party, adding that for the continued development of Lagos State, every discerning electorate must rally round him.
“I just returned from Abuja, and the conversation remains the same – Dr. Kadri Obafemi Hamzat is the next Governor of Lagos State. You have demonstrated unquestionable loyalty to our great party and even greater competence in serving Lagos. We love you, we support you, and we will do everything to ensure that we win the election,” Speaker Obasa declared.
Responding, Dr Hamzat expressed gratitude for the warm reception while highlighting Obasa’s legislative experience and political network, which he said are invaluable. He reiterated his focus on collaborative governance, saying, “Lagos is a collective project. My consultations are not about personal ambition but about ensuring continuity, innovation, and inclusive development for our people,” Hamzat said.
society
Police Repel Coordinated Kidnap Attack In Sokoto, Launch Manhunt
Police Repel Coordinated Kidnap Attack In Sokoto, Launch Manhunt
Security operatives in Sokoto State have foiled a coordinated kidnapping attempt by armed bandits targeting two communities, killing one suspect and launching a manhunt for others who escaped with injuries.
According to a statement by the Police Public Relations Officer of the command, Ahmad Rufa’i, the operation was carried out in the early hours of Thursday following a distress call received at about 12:30 a.m. reporting simultaneous attacks on Illela Village, also known as Achida Town, and Kwargaba Hamlet.
“The Anti-Kidnapping Unit, in collaboration with other tactical teams, responded swiftly to the distress call,” he said. “Our operatives, who were already on high alert, engaged the bandits in a fierce gun duel and successfully repelled the attack.”
Rufa’i disclosed that the security forces overpowered the assailants after a prolonged exchange of gunfire, neutralising one suspect who was dressed in military camouflage, while others fled with gunshot wounds into the nearby Gundumi Forest.
“An intensive manhunt is ongoing to track down the fleeing suspects who escaped into the forest with varying degrees of injuries,” he added.
However, before the arrival of security personnel, the bandits reportedly shot and killed a member of the Kwargaba community vigilante group. His body has since been recovered and released to his family for burial.
The police spokesperson urged residents to remain vigilant and report any suspicious movements or individuals to the nearest security agency, assuring that efforts are being intensified to ensure the safety of lives and property across the state.
society
The Kendrick Brothers, Cameron Arnett, Kingdom Story Company, Bright Wonder Obasi Train 60 Christian Filmmakers in Nigeria
The Kendrick Brothers, Cameron Arnett, Kingdom Story Company, Bright Wonder Obasi Train 60 Christian Filmmakers in Nigeria
Abuja, Nigeria – April 23, 2026
Successful actors, producers and movie makers like; the Kendrick Brothers, Cameron Arnett, Kingdom Story Company, Bright Wonder Obasi were among the facilitators who trained 60 Christian Filmmakers in Nigeria at the just concluded Africa Gospel Film Project (AGFP) 2026.
The groundbreaking 6-day Intensive Filmmaking Masterclass and Spiritual Formation Program, were 60 emerging Christian filmmakers from Nigeria and Zambia were trained in Abuja was held at the Gospel Cinema International /High Definition Film Academy (HDFA) Facility in Gwarinpa.
The program brought together a distinguished lineup of facilitators from Nigeria and the United States, positioning AGFP as a leading platform for faith-based filmmaking development in Africa.
Among the international facilitators was Stephen Kendrick of the Kendrick Brothers, known for films such as The Forge, War Room, Facing the Giants, and Courageous, Overcomer, Fireproof, who delivered a powerful session titled “Heart of The Filmmaker.” Also featured was Cameron Arnett, who led sessions on “Christ Over Career” and acting for film.
Other notable speakers included Nick Carey (Kingdom Story Company), who spoke on “The Making of a Faith-Based Blockbuster Movie,” as well as Bob Saenz (Screenwriting Masterclass), Beverly Holloway (Acting Masterclass), David Cook, Adam Drake, Prince Daniel (Aboki), Lummie Adevbie, Chris Odeh, and Jennifer Keltner (Identity & Storytelling), among others.
The program opened with a strong spiritual foundation, including worship and a keynote by the Convener, Bright Wonder Obasi, titled “Calling & Identity: Film as Spiritual Influence/Programming,” which challenged participants to view storytelling as a tool for cultural and spiritual transformation.
Participants were grouped into four production studios—House of Gideon, House of Caleb, House of Joshua, and House of David—and underwent three days of intensive masterclasses and workshops across screenwriting, directing, cinematography, acting, editing, and producing, alongside deep spiritual formation.
On Day 4, teams developed and pitched short film concepts for professional review and approval. Day 5 was dedicated to full-scale production, with all four teams executing their projects under real industry conditions.
The program culminated on Day 6 with:
A Pitch-A-Thon, where 20 filmmakers presented original projects for funding and collaboration.
A public screening of four short films produced during the program
Professional feedback from a panel of judges.
Certification of all participants
Awards for best Screenplay, Cinematography, directing, editing, acting, and overall best short film.
The closing ceremony featured a powerful commissioning session led by Pastor Ikenna Okeke, where participants were prayed for and consecrated as “God’s Creative Army.”
Speaking after the event, the Convener, Bright Wonder Obasi, described AGFP 2026 as “a movement to raise storytellers who will shape culture and influence nations through truth-driven films.
Films that honor God”
With its successful debut, AGFP is now preparing for its next edition, following its mandate to train 300 Christian filmmakers across Africa and develop a slate of six global faith-based films over a three-year period.
The Africa Gospel Film Project continues to position itself as a catalyst for purpose-driven storytelling, industry excellence, and spiritual transformation in African cinema.
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