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HOW TO ACQUIRE AND REGISTER YOUR PROPERTY TITLE IN ABUJA

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How to Avoid Your Property from Being Demolished or Collapsing by Dennis Isong 

HOW TO ACQUIRE AND REGISTER YOUR PROPERTY TITLE IN ABUJA

BY DENNIS ISONG

HOW TO ACQUIRE AND REGISTER YOUR PROPERTY TITLE IN ABUJA

 

Acquisition of personal Real Estate assets/Landed property in your name, indicating a welcome change from a life of paying rent and living in fear of the Landlord is what we term success.

But the Nigerian Real Estate sector is fraught with too many legal risks and is as a result, highly regulated.

 

 

 

 

That you made a payment to the Land vendor and signed a document called a Deed of Assignment which the “Agent of the seller” claims his lawyer prepared does not mean that you are good to go.

Is it over? How can you be completely sure that the owner of the land sold you a valid and free title to the property you paid for? How sure are you that your title has been registered and secured under the law just because you signed a Deed of Assignment?

 

 

 

 

 

 

 

We shall look into questions and responses concerning that.

How can I be sure that the land vendor is genuine and that he is selling me a legitimate title?

 

 

 

 

 

 

 

You can do your due diligence through this measure known as a SEARCH REPORT being carried out at the Land Registry of the state where the property you want to buy is located( the FCT Department of Lands Administration for Abuja or Federal Land Registry for Federal Land Registry for Federal Land owned in states e.g. FHA Real Estate assets).

What are the requirements and procedures for a Land Search Report?

 

 

 

 

 

 

 

 

-Write an application letter to the Director of Lands Administration detailing the property information as it appears on the Certificate of Occupancy including the particulars of the supposed owner/vendor of the property, the plot and file numbers, the Certificate of Occupancy number, and date details

-Attach to this application evidence of payment (a customized teller) of a search fee of 10,000 Naira for a Residential purpose property or 20,000 Naira for Commercial purpose properties (which might have been increased). You will also need to present an original certificate or a right of occupancy for sighting and documentation purposes and a valid means of identification

 

 

 

 

 

 

 

 

-A search of the property will then be carried out by Land Registry staff.

Note: In addition to a Land Registry search, you will need to also carry out a corporate search at the Corporate Affairs Commission if the property is sold by a company, you also need to search with the State Probate Registry for a Letter of Administration or Probate Grant if the vendor says the property he is selling was gotten via inheritance. If the property is said to be gotten as part of a share of Community land, you need to properly verify this by checking with as many members of the extended family and community as possible.

 

 

 

 

 

 

 

 

 

 

If the property you wish to buy is developed or a high-rise building structure you might need to procure or ask the vendor for a profile of the building designers as well as a certificate of structural integrity as well as technical information on the building foundation quality.

What if the land I want to buy is not registered and has no title documentation attached to it?

 

 

 

 

 

 

 

 

In the case of Lagos where this is more of a problem, you will have to carry out what is known as Charting at the State Surveyor-General’s office to check if the land is under Government acquisition or eligible for private ownership.
In some cases, the vendor might tell you that the landed property is covered by an excision (a release of land by the Governor of a state to a community or a set of Private occupiers using a Gazette) which might be a lie and can only be confirmed by a Gazette number.

What does it mean if I go ahead and buy this piece of unregistered property and it turns out to be a government acquisition?

 

 

 

 

 

 

 

 

That means you have been scammed.
Buying land of this nature is a gamble. If the land is a pure Government acquisition, you can simply carry out what is called Land Regularization/ Ramification which involves buying the same piece of land all over, but this time paying directly to the Government.
If the land however is what is called a government commitment acquisition, then your money is totally gone and you are definitely getting no land as Government-committed lands are usually earmarked for dedicated State projects from Government estates and schemes to Power distribution lines, Oil and Gas pipelines, Agricultural schemes, industrial layouts.

How can I do my due diligence without running the risk of losing this deal to quicker buyers? What can I do to commit with the vendor so I don’t lose the juicy offer?

 

 

 

 

 

 

 

 

 

 

 

In that case, what you should do is to execute a Contract of Sale which legally binds both of you pending when you carry out your findings and finally complete the sale through a statutorily required Deed of Assignment or Conveyance. This contract will have the legal effect of invalidating any subsequent discreet sale to a purchaser for a higher value if attempted by the vendor.

Note: Such a Contract of Sale usually requires that you deposit a portion of the Transaction price of the piece of land. It is also prudent to demand that the vendor under the contract provide every help needed to register your title to the property after the Deed of Assignment has been completed and the Transaction value of the property has been fully paid by you.

 

 

 

 

 

 

 

 

 

Why do I need to register my title to the property? Won’t just completing the payment and signing the Deed of Assignment or Conveyance be enough to qualify as a complete transfer of property?

By Section 22 of the Land Use Act 1978, it is a compulsory requirement that every transaction or conveyance of a Statutory Right of Occupancy be registered after getting the consent of the Governor of the State who by the Act is the Statutory Trustee/ Legal ownership repository of all lands within a state. Customary rights of Occupancy are regulated by the Local Government of the area where the land is situated.

 

 

 

 

 

 

 

 

 

What this means is that all Land transactions must be registered with the State Land Registry after getting a Governor’s consent, otherwise, they will be deemed illegal. So, you must commence the Registration process within 30 days of executing the Deed of Assignment.

 

What does it take to register a title to Real Estate property and how long does it take to obtain a Governor’s consent?

 

 

 

 

 

 

 

 

 

 

1. A completed application for a grant/subsequent grant of a Statutory Right of Occupancy
2. Proof of payment of an application processing fee of 100,000 Naira for commercial land and 50,000 Naira at designated banks
3. A photocopy of a receipt obtained from the Abuja Geographical Information System (AGIS) upon presentation of the application processing fee teller
4.2 passport photographs
5. A valid means of Identification
6. Tax Clearance Certificate

 

 

 

 

 

 

 

 

 

 

 

(For land that is to be acquired for Development/ Commercial purposes, the following will be required:

1. A schematic design of the proposed building
2. An Environmental Impact Assessment (EIA)
3. Evidence of Financial and Technical capacity
4. Incorporation Certificate, CAC forms, and Corporate Tax Clearance Certificates in the case of the applicant being a company

 

 

 

 

 

 

 

 

 

 

 

 

 

Building permits in Abuja are handled by the Department of Development Control (DODC)
It should also be noted that the AGIS registers Powers of Attorney over undeveloped portions of land within Abuja while a Deed of Assignment is registered to indicate the conveyance of a title to a developed portion of land within Abuja.
Dennis Isong helps individuals invest right in Real estate. For questions on this article or enquiring about Real estate. Follow him on Youtube https://www.youtube.com/landpropertyng , Email [email protected] or Whatsapp/Call +2348164741041

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Ramadan: Adron Homes Felicitates Muslims, Preaches Hope and Unity

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Ramadan: Adron Homes Felicitates Muslims, Preaches Hope and Unity

Adron Homes & Properties Limited has congratulated Muslim faithful on the commencement of the holy month of Ramadan, urging Nigerians to embrace the virtues of sacrifice, discipline, and compassion that define the season.

In a statement made available to journalists, the company described Ramadan as a period of deep reflection, spiritual renewal, and strengthened devotion to faith and humanity.

According to the management, the holy month represents values that align with the organisation’s commitment to integrity, resilience, and community development.

“Ramadan is a time that teaches patience, generosity, and selflessness. As our Muslim customers and partners begin the fast, we pray that their sacrifices are accepted and that the season brings peace, joy, and renewed hope to their homes and the nation at large,” the statement read.

The firm reaffirmed its dedication to providing affordable and accessible housing solutions to Nigerians, noting that building homes goes beyond structures to creating environments where families can thrive.

Adron Homes further urged citizens to use the period to pray for national unity, economic stability, and sustainable growth.

It wished all Muslim faithful a spiritually fulfilling Ramadan.

Ramadan Mubarak.

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Underfunding National Security: Envelope Budgeting Fails Nigeria’s Defence By George Omagbemi Sylvester

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Underfunding National Security: Envelope Budgeting Fails Nigeria’s Defence

By George Omagbemi Sylvester | Published by saharaweeklyng.com

“Fiscal Rigidity in a Time of Crisis: Lawmakers Say Fixed Budget Ceilings Are Crippling Nigeria’s Fight Against Insurgency, Banditry, and Organized Crime.”

Nigeria’s legislature has issued a stark warning: the envelope budgeting system; a fiscal model that caps spending for ministries, departments, and agencies (MDAs) is inadequate to meet the country’s escalating security challenges. Lawmakers and budget analysts argue that rigid fiscal ceilings are undermining the nation’s ability to confront insurgency, banditry, kidnapping, separatist violence, oil theft and maritime insecurity.

The warning emerged during the 2026 budget defence session for the Office of the National Security Adviser (ONSA) at the National Assembly in Abuja. Senator Yahaya Abdullahi (APC‑Kebbi North), chairman of the Senate Committee on National Security and Intelligence, decried the envelope system, noting that security agencies “have been subject to the vagaries of the envelope system rather than to genuine needs and requirements.” The committee highlighted non-release or partial release of capital funds from previous budgets, which has hindered procurement, intelligence and operational capacity.

Nigeria faces a multi‑front security crisis: persistent insurgency in the North‑East, banditry and kidnappings across the North‑West and North‑Central, separatist tensions in the South‑East, and piracy affecting Niger Delta oil production. Despite declarations of a national security emergency by President Bola Tinubu, lawmakers point to a “disconnect” between rhetoric and the actual fiscal support for agencies tasked with enforcement.

Experts warn that security operations demand flexibility and rapid resource allocation. Dr. Amina Bello, a public finance specialist, said: “A static budget in a dynamic threat environment is like sending firefighters with water jugs to a forest fire. You need flexibility, not fixed ceilings, to adapt to unforeseen developments.”

The Permanent Secretary of Special Services at ONSA, Mohammed Sanusi, detailed operational consequences: irregular overhead releases, unfulfilled capital appropriations, and constrained foreign service funds. These fiscal constraints have weakened intelligence and covert units, hampering surveillance, cyber‑security, counter‑terrorism and intelligence sharing.

Delayed capital releases have stalled critical projects, including infrastructure upgrades and surveillance systems. Professor Kolawole Adeyemi, a governance expert, emphasized that “budgeting for security must allow for rapid reallocation in response to threats that move faster than political cycles. Envelope budgeting lacks this essential flexibility.”

While the National Assembly advocates fiscal discipline, lawmakers stress that security funding requires strategic responsiveness. Speaker Abbas Ibrahim underscored that security deserves “prominent and sustained attention” in the 2026 budget, balancing oversight with operational needs.

In response, the Senate committee plans to pursue reforms, including collaboration with the executive to restructure funding, explore supplementary budgets and ensure predictable and sufficient resources for security agencies. Experts warn that without reform, criminal networks will exploit these gaps, eroding public trust.

As one policy analyst summarized: “A nation declares a security emergency; but if its budget does not follow with real resources and oversight, the emergency remains rhetorical.” Nigeria’s debate over envelope budgeting is more than an accounting dispute; it is a contest over the nation’s security priorities and its commitment to safeguarding citizens.

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Rev. Mother Kehinde Osoba (Eritosin) Celebrates as She Marks Her Birthday

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Rev. Mother Kehinde Osoba (Eritosin) Celebrates as She Marks Her Birthday

 

Today, the world and the body of Christ rise in celebration of a rare vessel of honour, Rev. Mother Kehinde Osoba, fondly known as Eritosin, as she marks her birthday.

Born a special child with a divine mark of grace, Rev. Mother Eritosin’s journey in God’s vineyard spans several decades of steadfast service, spiritual depth, and undeniable impact. Those who know her closely describe her as a prophetess with a heart of gold — a woman whose calling is not worn as a title, but lived daily through compassion, discipline, humility, and unwavering faith.

From her early days in ministry, she has touched lives across communities, offering spiritual guidance, prophetic insight, and motherly counsel. Many testify that through her prayers and teachings, they encountered God in a deeply personal and transformative way. Near and far, her influence continues to echo — not only within church walls, but in homes, families, and destinies reshaped through her mentorship.

A mother in every sense of the word, Rev. Mother Kehinde Osoba embodies nurture and correction in equal measure. As a grandmother, she remains energetic in purpose — accommodating the wayward, embracing the rejected, and holding firmly to the belief that no soul is beyond redemption. Her life’s mission has remained consistent: to lead many to Christ and guide them into the light of a new beginning.

Deeply rooted within the C&S Unification, she stands tall as a spiritual pillar in the Cherubim and Seraphim Church globally. Her dedication to holiness, unity, and prophetic service has earned her widespread respect as a spiritual matriarch whose voice carries both authority and humility.

As she celebrates another year today, tributes continue to pour in from spiritual sons and daughters, church leaders, and admirers who see in her a living reflection of grace in action.

Prayer for Rev. Mother Kehinde Osoba (Eritosin)

May the Almighty God, who called you from birth and anointed you for His service, continually strengthen you with divine health and renewed vigour.

May your oil never run dry, and may your prophetic mantle grow heavier with greater glory.

May the lives you have nurtured rise to call you blessed.

May your latter years be greater than the former, filled with peace, honour, and the visible rewards of your labour in God’s vineyard.

May heaven continually back your prayers, and may your light shine brighter across nations.

Happy Birthday to a true Mother in Israel — Rev. Mother Kehinde Osoba (Eritosin).

More years.

More anointing.

More impact.

If you want this adapted for a newspaper page, church bulletin, Facebook post, or birthday flyer, just tell me the format and tone.

Rev. Mother Kehinde Osoba (Eritosin) Celebrated as She Marks Her Birthday

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