Dr Ifeoma Eze gives reasons on how to know A Genuine Vision

Dr Ifeoma Eze, a mentor and author of different books gave an insight from her book ” Becoming A Person Of Exceptional Value”, shed more light on The Elements Of A Genuine Vision.

*THE ELEMENTS OF A GENUINE VISION*

There are five key elements that must be present whenever you receive a genuine vision. They are;

1. *Knowing what to do.*
Every genuine vision must be clear, and the terms well spelt out on what to do. It should be tangible and clear enough for anybody to understand. Hab. 2:2.

2. *Knowing when to do it.*
Every genuine vision impacted by God has a time of appointment. Eccl. 3:1-3, Eccl. 9:11, Ps. 31:15. When a man is in the right purpose at the right time, he won’t miss his honour. Knowing the time of your vision requires a lot of prayers which will lead you to high level of sensitivity to the Holy Spirit. Acts 13:1-3.

3. *Knowing where to do it.*
Every genuine vision has an appointed place because destiny answers to the location. Divine location provokes divine allocation. Places are important, hence, God makes places before bringing you on. Gen. 2:15. He made the garden before placing Adam in it! When you get to that God’s appointed location, you will also meet provision for the vision.

And it came to pass after these things, that God did tempt Abraham, and said unto him, Abraham: and he said, Behold, here I am.

[11] And the angel of the Lord called unto him out of heaven, and
said, Abraham, Abraham: and he said, Here am I.

[12] And he said, Lay not thine hand upon the lad, neither do thou any thing unto him: for now I know that thou fearest God, seeing thou hast not withheld thy son, thine only son from me.

[13] And Abraham lifted up his eyes, and looked, and behold behind him a ram caught in a thicket by his horns: and Abraham went and took the ram, and offered him up for a burnt offering in the stead of his son. [14] And Abraham called the name of that place Jehovah-jireh: as it is said to this day, In the mount of the Lord it shall be seen

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Gen. 22:1, 11-14.

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In the scripture, we saw that God deliberately and patiently waited for Abraham to obediently relocate and get to the God-appointed place for the sacrifice and having a readiness to obey God in full; before God made provision of the lamb for the sacrifice. Hence, Jehovah Jireh is the name of God because it is a place where provision met with the discovery of the God-appointed place.

4. *Knowing who to do it with*.

Every God given vision will require some Godly and God-given relationships to make it work. Where there is no vision, the people perish; but where there is vision without people, the vision becomes a burden. The best gift a leader can receive from God is the gift of men.

5. *Knowing How to do it:*

Every vision has a pattern. When God asks you to do a thing it is important that you obtain clear instructions on the structure, pattern and style required to fulfill that vision!

And let them make me a sanctuary; that I may dwell among them. [9] According to all that I shew thee, after the pattern of the tabernacle, and the pattern of all the instruments thereof, even so shall ye make it. Exodus 25:8-9 KJV

Building outside the pattern is setting yourself up for failure. Adherence to set pattern is guarantee for divine presence and guidance.

*VISION KILLERS*
It is possible to receive a vision from God but still experience frustration in life because of the following vision killers. Some vision killers include;

1. *Tradition.*( Mark 7:13.)

2. *Fear*- It paralyses creativity.

3. *Stereotypes structural rigidity. Break the satus quo.*

4. *Lack of Discipline and Laziness*

5. *Comparison*

6. *Procrastination*

7. *Wrong Association*

*Coined from the book, Becoming A Person Of Exceptional Value By Dr. Ifeoma Eze, The King’s Rubies*

PRESIDENT TINUBU CONGRATULATES JIM OVIA ON ADMISSION TO THE FREEDOM OF THE CITY OF LONDON

President Bola Tinubu has congratulated the Founder and Chairman of Zenith Bank Plc, Jim Ovia, CFR, on his admission to the prestigious Freedom of the City of London.

Admission to the Freedom of the City of London is an honour bestowed on individuals either for their service to the city or for their achievements.

In a press statement by the Special Adviser to the President on Information and Strategy, Bayo Onanuga, President Tinubu described the honour as a fitting recognition of Mr. Ovia’s exceptional contributions to business, innovation, and technology, as well as for his role in shaping Nigeria’s financial landscape and strengthening economic ties between Africa and the rest of the world.

“This honour is a testament to your unwavering commitment to excellence, your pioneering role in the growth of the financial services sector in Nigeria, and your visionary leadership that continues to inspire generations. As an accomplished entrepreneur and advocate of innovation-driven development, your recognition in the City of London affirms the global relevance of Nigerian excellence and enterprise,” the President stated.

President Tinubu commended Mr. Ovia for being a distinguished ambassador of the nation’s private sector and wished him continued success in his endeavours.

FRESH: GTCO Plc Releases 2024 Full Year Audited Results…..…Pays Shareholders Record Dividend of N8.03k for 2024 Financial Year

Guaranty Trust Holding Company Plc (“GTCO” or the “Group”) has released its Audited Consolidated and Separate Financial Statements for the year ended December 31, 2024, to the Nigerian Exchange Group (NGX) and London Stock Exchange (LSE).

The Group reported profit before tax of ₦1.266trilion, representing an increase of 107.8% over ₦609.3billion recorded in the corresponding year ended December 2023. This performance reflects not just strong earnings but also the quality and sustainability of our earnings, underpinned by a well-diversified revenue base, robust risk management practice, and disciplined capital management.

The Group recorded growth across all financial and non-financial metrics, and continues to maintain a well-structured, healthy, and diversified balance sheet. The Group’s loan book (net) increased by 12.3% from ₦2.48trillion in December 2023 to ₦2.79trillion in December 2024, while deposit liabilities grew by 37.8% from ₦7.55trillion to ₦10.40trillion during the same period. Total assets and shareholders’ funds closed at ₦14.8trillion and ₦2.7trillion, respectively. Capital Adequacy Ratio (CAR) remained very robust and strong, closing at 39.3%, likewise, asset quality was sustained as evidenced by IFRS 9 Stage 3 Loans which closed at 3.5% at Bank Level and 5.2% at Group in December 2024 (2023: Bank, 2.5%; Group, 4.2%) and cost of risk (COR) closed at 4.9% from 4.5% in December 2023.

Commenting on the results, the Group Chief Executive Officer of Guaranty Trust Holding Company Plc (GTCO Plc), Mr. Segun Agbaje, said; “Our strong performance for 2024 underscores the resilience and depth of our business, driven by a well-diversified earnings base across our banking and non-banking subsidiaries, all of which are P&L positive. Our capacity to generate sustainable high-quality earnings, maintain strong asset quality, and drive cost efficiencies reflects the soundness of our long-term strategy and disciplined execution. We have also prudently provided for all our forbearance loans, well ahead of the June 2025 timeline, whilst fully accruing for the windfall tax, further strengthening our balance sheet and enhancing financial resilience.

He further added; “The total dividend of N8.03k for the 2024 FYE is underpinned by the quality of our earnings and is in line with our long tradition of increasing dividend pay-out year-on year. Looking ahead, we remain committed to building a Financial Services Group that thrives on innovation, operational efficiency, and sustainable profitability. We will continue to deepen our relationships with customers, leverage technology to deliver cutting-edge financial solutions, and accelerate the growth of all our business verticals—Banking, Funds Management, Pension, and Payments—to unlock new opportunities and create more value for our shareholders.”

Overall, the Group continues to post one of the best metrics in the Nigerian Financial Services industry in terms of key financial ratios i.e., Pre-Tax Return on Equity (ROAE) of 60.5%, Pre-Tax Return on Assets (ROAA) of 10.3%, Capital Adequacy Ratio (CAR) of 39.3% and Cost to Income ratio of 24.1%.

Guaranty Trust Holding Company Plc (GTCO Plc) is a leading financial services group with operations across Africa and the United Kingdom. Renowned for its strong corporate governance, innovative financial solutions, and customer-centric approach, GTCO Plc provides a wide range of banking and non-banking services, including payments, funds management, and pension fund administration. The Group is committed to delivering long-term value to stakeholders while driving growth and development across its markets.