Business
MUST READ!!! COPING WITH ENGLISH ADJECTIVES
Experts in the studies of the English Language categorised the users of the English Language in Nigeria into three, these are:
Low level:
These are the people who speak the English pidgin and cannot speak the standard English.
Middle Level:
These are the group who have some levels of competence in the use of the language but still demonstrate some obvious errors which listeners can easily notice when they speak.
High Level:
This group has attained a high degree of competence in the use of the language. They write, speak and pronounce confidently.
One of the ways through which an individual can improve his or her use of English is the identification of the parts of speech. In our previous editions, we discussed other word classes like NOUN and PRONOUN.
In this edition, we want to investigate adjectives.
Adjectives can be attributed or predictive. Adjectives are attractive when they are placed before a noun.
They are predictive when they come after a noun in a sentence.
One of the errors that are peculiar to the Nigerian users of the language is the problem with the comparisons of Adjectives.
Adjectives are compared at three levels
Positive, comparative and superlative.
Positive represents and qualifies a noun or pronoun.
Comparative compares two nouns or pronouns.
Superlative compares three nouns or pronouns.
Examples
Big-Bigger-Biggest
Wise-Wiser-Wisest
Angry-Angrier-Angriest
Rough-Rougher-Roughest
Nigerians tend to use the comparative and superlative interchangeably.
You are worst than your brother. Of course here, two nouns are compared and the comparative WORSE should be used.
Some amazing comparatives and superlatives
Shy-Shyer-Shyest
Noisy-Noisier-Noisiest
Nice-Nicer-Nicest
Double comparative and superlative are also common in Nigeria.
People often say,
It is (more )better than that.
I am(more)faster than you.
Some adjectives are absolute that they cannot be compared like other ones. They are known as ABSOLUTE ADJECTIVES.
Examples of such adjectives are:
Dead, Unique, Perfect, Wrong, Empty, Excellent and Straight.
The implication of that is this. All the adjectives mentioned cannot be compared.
Never say
Unique-More Unique-Most Unique
Some adjectives, however, are usually wrongly used and this leads to their wrong interpretation.
FATAL
Fatal is often used by us to mean serious. A fatal accident may mean that the accident is serious. Do you know that an accident is only fatal if some people died in it. Otherwise,ghastly should be used.
NAKED
Naked is often used as a verb by some users. You must heard the expression
The people naked her.
LAZY in place of WEAK
I was surprised when a man who gave birth to a female child was addressed as being LAZY. Lazy or weak?
TALKATIVE
Talkative is often used as a noun.
Do you usually hear people say this
She is a talkative.
Talkative is an adjective and not a noun. It cannot be used as a noun.
A person can be talkative and not a talkative.
BEAUTIFUL /PRETTY
Beautiful and Pretty are both used to talk about the look of a feminine. They do not suggest the same.
Pretty is concerned with the face. A lady is pretty when the emphasis is on the face.
Beautiful implies the appearance of the person. A lady is beautiful when the body shape and the face are all attractive.
TALL/LONG
Tall and long both suggest something with a lot of length.
Long, however, implies something that is horizontal. A long snake…
Tall represents something that is measured vertically.
Long can contain LEFT and RIGHT while tall can contain UP and DOWN.
SICK/ILL
Sick has almost the same meaning with ill. Ill implies that a person has a failing health. Sick also suggest a failing health but it involves vomit.
STATURE
Stature is often used to mean a person’s body shape. If a person tells you that he or she likes your stature,you may think that the person likes your look. A person’s stature means a person’s natural height. Your stature is your height.
Also, some adjectives are wrongly used in some popular sayings
Incorrect
1.If the worse comes to the worst
2.I enjoyed myself to the fullest.
3.Don’t take it personal.
4.Take your studies serious.
Correct
1.If the worst comes to the worst
2.I enjoyed myself to the full.
3.Don’t take it personally.
4.Take your studies seriously.
You need to improve your use of English so as to speak and write confidently.
Contact us at the Stylisticians English Language School so as to help you develop the necessary skills.
Business
Nigeria’s Inflation Drops to 15.10% as NBS Reports Deflationary Trend
Nigeria’s headline inflation rate declined to 15.10 per cent in January 2026, marking a significant drop from 27.61 per cent recorded in January 2025, according to the latest Consumer Price Index (CPI) report released by the National Bureau of Statistics.
The report also showed that month-on-month inflation recorded a deflationary trend of –2.88 per cent, representing a 3.42 percentage-point decrease compared to December 2025. Analysts say the development signals easing price pressures across key sectors of the economy.
Food inflation stood at 8.89 per cent year-on-year, down from 29.63 per cent in January 2025. On a month-on-month basis, food prices declined by 6.02 per cent, reflecting lower costs in several staple commodities.
The data suggests a sustained downward trajectory in inflation over the past 12 months, pointing to improving macroeconomic stability.
The administration of President Bola Ahmed Tinubu has consistently attributed recent economic adjustments to ongoing fiscal and monetary reforms aimed at stabilising prices, boosting agricultural output, and strengthening domestic supply chains.
Economic analysts note that while the latest figures indicate progress, sustaining the downward trend will depend on continued policy discipline, exchange rate stability, and improvements in food production and distribution.
The January report provides one of the clearest indications yet that inflationary pressures, which surged in early 2025, may be moderating.
Bank
Alpha Morgan to Host 19th Economic Review Webinar
Alpha Morgan to Host 19th Economic Review Webinar
In an economy shaped by constant shifts, the edge often belongs to those with the right information.
On Wednesday, February 25, 2026, Alpha Morgan Bank will host the 19th edition of its Economic Review Webinar, a high-level thought leadership session designed to equip businesses, investors, and individuals with timely financial and economic insight.
The session, which will hold live on Zoom at 10:00am WAT and will feature economist Bismarck Rewane, who will examine the key signals influencing Nigeria’s economic direction in 2026, including policy trends, market movements, and global developments shaping the local landscape.
With a consistent track record of delivering clarity in uncertain times, the Alpha Morgan Economic Review continues to provide practical context for decision-making in a dynamic environment.
Registration for the 19th Alpha Morgan Economic Review is free and can be completed via https://bit.ly/registeramerseries19
It is a bi-monthly platform that is open to the public and is held virtually.
Visit www.alphamorganbank to know more.
Business
GTBank Launches Quick Airtime Loan at 2.95%
GTBank Launches Quick Airtime Loan at 2.95%
Guaranty Trust Bank Ltd (GTBank), the flagship banking franchise of GTCO Plc, Africa’s leading financial services group, today announced the launch of Quick Airtime Loan, an innovative digital solution that gives customers instant access to airtime when they run out of call credit and have limited funds in their bank accounts, ensuring customers can stay connected when it matters most.
In today’s always-on world, running out of airtime is more than a minor inconvenience. It can mean missed opportunities, disrupted plans, and lost connections, often at the very moment when funds are tight, and options are limited. Quick Airtime Loan was created to solve this problem, offering customers instant access to airtime on credit, directly from their bank. With Quick Airtime Loan, eligible GTBank customers can access from ₦100 and up to ₦10,000 by dialing *737*90#. Available across all major mobile networks in Nigeria, the service will soon expand to include data loans, further strengthening its proposition as a reliable on-demand platform.
For years, the airtime credit market has been dominated by Telcos, where charges for this service are at 15%. GTBank is now changing the narrative by offering a customer-centric, bank-led digital alternative priced at 2.95%. Built on transparency, convenience and affordability, Quick Airtime Loan has the potential to broaden access to airtime, deliver meaningful cost savings for millions of Nigerians, and redefine how financial services show up in everyday life, not just in banking moments.
Commenting on the product launch, Miriam Olusanya, Managing Director of Guaranty Trust Bank Ltd, said: “Quick Airtime Loan reflects GTBank’s continued focus on delivering digital solutions that are relevant, accessible, and built around real customer needs. The solution underscores the power of a connected financial ecosystem, combining GTBank’s digital reach and lending expertise with the capabilities of HabariPay to deliver a smooth, end-to-end experience. By leveraging unique strengths across the Group, we are able to accelerate innovation, strengthen execution, and deliver a more integrated customer experience across all our service channels.”
Importantly, Quick Airtime Loan highlights GTCO’s evolution as a fully diversified financial services group. Leveraging HabariPay’s Squad, the solution reinforces the Group’s ecosystem proposition by bringing together banking, payment technology, and digital channels to deliver intuitive, one-stop experiences for customers.
With this new product launch, Guaranty Trust Bank is extending its legacy of pioneering digital-first solutions that have redefined customer access to financial services across the industry, building on the proven strength of its widely adopted QuickCredit offering and the convenience of the Bank’s iconic *737# USSD Banking platform.
About Guaranty Trust Bank
Guaranty Trust Bank (GTBank) is the flagship banking franchise of GTCO Plc, a leading financial services group with a strong presence across Africa and the United Kingdom. The Bank is widely recognized for its leadership in digital banking, customer experience, and innovative financial solutions that deliver value to individuals, businesses, and communities.
About HabariPay
HabariPay is the payments fintech subsidiary of GTCO Plc, focused on enabling fast, secure, and accessible digital payments for individuals and businesses. By integrating payments and digital technology, HabariPay supports innovative services that make everyday financial interactions simpler and more seamless.
Enquiries:
GTCO
Group Corporate Communication
[email protected]
+234-1-2715227
www.gtcoplc.com
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