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Must Read: True Life relationship story of A NYSC member

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This is a true life story by a NYSC member, written by Money-Hungry… Read below:
“I was posted to an eastern state. Those three weeks I spent at NYSC camp were the worst three weeks of my life. After camping, I got my PPA posting and guess what, I was sent to a government girls secondary school to do my service!!!
I was beyond excited despite the location of the school. Omoh, d school dey 4 village but I no care, I was just happy to be a king among women (girls sha). Next, I and three other coppers went to the school to sign our acceptance letter.
Omoh, the principal come say she no want any coppers oh, say coppers dey corrupt her girls too much. Small tin I for cry oh, why this woman won come turn my wine to water na? Which kain devil be dis na?. We beg tire but d woman say we dey waste time say her decision na final. I then told the woman that I got a vision that God wants me to serve in that school.

She look me laff come say among all of us, na me she fear pass cuz her girls go pursue me. Wow!!!… I Don hang. But, “u look very gentle n responsible” was her next comment. I then gave her an innocent smile to cement her first mistake (she wouldn’t believe I could f**k the assistant principal). After a little brain-washing by me (trust me na), she accepted us and asked us to resume duty next week Monday……
I arrived the school on Monday morning feeling fly and ready for whatever. I was offered a table in the science lab which would serve as my office but I refused it cuz it was located at the junior section of the school. Nawa oh, wetin I dey do for Junior section when bad girls full senior section. Abeg I wan deal with mature girls jor.
Lucky me, I got transferred to the senior section to teach ss1 and offered a table at an office close to ss3 class. Baba
God, u too much!!. I walked into the office meant for three staff and met a female teacher who was busy and didn’t notice when I walked in.
“Good morning madam” I said. Then she looked up at me and replied “Copper, Good morning. You’re welcome”

Literally, my heart melted. I lost all my senses…. cuz sitting before me was the most beautiful woman I’ve ever seen. This woman eyes na die! Ebony skin, no make-up… even girls used to stare at her. Her name was Mrs venny. Also, I got to discover that she also had the most beautiful heart in the world. She was married and approximately ten years older than me but I still wished her husband would divorce her or drop dead … so that I could marry her. We chatted about a few things and became friends.
Twenty minutes later, the bell went off and it was time for my first class. Omoh, my heart dey beat like Don jazzy song, I need to compose myself well… no jonzing!. I grabbed my materials and headed to teach a class full of girls ……”
Omoh, as I enter d class, d girls come dey shout like say dem see jay-z. I come shout 4 dem say make them shut up! Dem dey mad?. Everybody come quiet and all eyes come dey on me, I come forget wetin I plan to talk sef.
Anyhow sha, I introduced myself and my subject. These girls were glad to have me… and I was glad to be here with them as the only male copper in the school. I be like tuface to them. As I dey teach, I discover say most of them na confirm olodo. Them no sabi anything but i later discover say them intelligent 4 bed and them bad to the bone. Some minutes into the lesson, I asked the class a question but no one answered. Then, a girl stood up and gave me the answer. Her name was Ella. Ella had an average face and Bottom but she had big bosoms. I come notice say these girls dey lift their skirts for me to see their pants. Chai! See fresh temptation. Omoh, my prick come dey rise small small so I come go Siddon 4 one sit to cover-up. All the while, I noticed that some of these girls had their eyes on me. I be fine boy small na. Particularly, a pair of eyes caught my attention. Guess who? Omoh, Ella dey look me!! As She dey look me 4 eye, I dey look her huge bosom-s…. Fantasizing about sucking them. After the class, I asked them if they had any questions. They said yes and started asking questions like “do you have a girlfriend?” “Can you speak Ibo?”. Haha! Una Don enter one chance this year. I just waved them off, smiled and went back to my office…. still fantasizing about Ella. I walked into my office, greeted Mrs venny and sat down and rested my head on my table to relax (oh, how I love to see this lady). Some minutes later, I heard a female voice say “sir, please can I borrow your text book? ”
I looked up and saw two pair of huge bosom-s pointing at me. You guessed right ….. it was Ella….
TO BE CONTINUED…

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Fidelity Bank grows PBT by 167.8% to N105.8 billion in Q1 2025

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Fidelity Bank grows PBT by 167.8% to N105.8 billion in Q1 2025

Lagos, Nigeria – May 1, 2025 – Fidelity Bank Plc, one of Nigeria’s leading Tier-1 financial institutions, has announced a remarkable financial performance for the first quarter of 2025, recording a Profit Before Tax (PBT) of N105.8 billion, representing an impressive growth of 167.8% compared to N39.5 billion in Q1 2024.

The bank’s unaudited financial statements, released on the Nigerian Exchange (NGX) on April 30, 2025, highlight a substantial increase in Gross Earnings, which rose to N315.4 billion, marking a year-on-year growth of 64.2% from N192.1 billion in the same period last year. Growth in interest income was primarily led by 38.6% yoy (7.4% ytd) expansion in earning assets base, while the increase in non -interest revenue came from FX-related income, trade and commission on banking services, etc., supported by increased customer transactions.

Commenting on the bank’s performance, Dr. Nneka Onyeali-Ikpe,OON, Managing Director/Chief Executive Officer of Fidelity Bank Plc, stated, “We started the year with triple-digit growth in profit and sustained the momentum in our earning assets growth. This performance shows the resilience of our business model and reinforces our confidence in delivering a better result in the 2025 financial year.”

Other areas of the unaudited financial statements, equally show a marked improvement with Total Deposits growing by 11.1% ytd to N6.6tn from N5.9tn in December 2024, driven by 10.6% ytd growth in low-cost deposits to N6.1tn, which represents 92.2% of total customer deposits. Local currency deposits increased by 2.0% ytd while foreign currency deposits increased by 21.4% from $1.9bn in December 2024 to $2.3bn.

Net Loans and Advances increased by 5.0% ytd to N4.6tn. The growth in the bank’s Loan Book was skewed to LCY Loans as cost of risk declined to 0.6% from 1.5% in 2024FY.

“Beginning the year with such positive momentum reinforces our commitment to supporting the growth of individuals and businesses, while enhancing our financial sustainability. As we go into the rest of the year, we remain focused on building a resilient banking franchise with a diversified earnings base,” Onyeali-Ikpe added.

Ranked among the best banks in Nigeria, Fidelity Bank Plc is a full-fledged Commercial Deposit Money Bank serving over 9.1 million customers through digital banking channels, its 255 business offices in Nigeria and United Kingdom subsidiary, FidBank UK Limited.

The Bank is the recipient of multiple local and international Awards, including the 2024 Excellence in Digital Transformation & MSME Banking Award by BusinessDay Banks and Financial Institutions (BAFI) Awards; the 2024 Most Innovative Mobile Banking Application award for its Fidelity Mobile App by Global Business Outlook, and the 2024 Most Innovative Investment Banking Service Provider award by Global Brands Magazine. Additionally, the Bank was recognized as the Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and as the Export Financing Bank of the Year by the BusinessDay Banks and Financial Institutions (BAFI) Awards.

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GTCO vs. Very Dark Man: Why Nigerians Must Stop the Judgment of Emotions

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*GTCO vs. Very Dark Man: Why Nigerians Must Stop the Judgment of Emotions*

By Osho Oluwatosin

The internet has literally been on ‘fire’ since Friday following the arrest of self-acclaimed Nigerian activist, Martins Vincent, also known as Very Dark Man. He was reportedly picked up by the Economic and Financial Crimes Commission (EFCC) for reasons yet unknown.

While it’s not the first time VeryDarkMan or any prominent Nigerian would be arrested by the EFCC — a government agency not under the authority of any private organization — it seems some Nigerians are passionately trying to push a narrative that his arrest was orchestrated by one of Nigeria’s biggest financial institutions, Guaranty Trust Holding Company (GTCO).

Although this narrative isn’t far-fetched — VDM had criticized the bank due to ‘mysterious’ deductions from his mother’s bank account for unjustifiable reasons. He approached the bank’s branch in Abuja to make an official complaint and, afterwards, he was picked up by the EFCC. But what many Nigerians have failed to realize is GTCO may not even be involved in his arrest.

VeryDarkMan was seen in the bank, quite alright, but in a CCTV released by the bank, he was seen moving out of the bank when he finished. He even had a celebrity moment with some of his followers who took pictures with him before he was arrested. So I’m wondering, what has GTB got to do with his arrest? That someone got knocked down by a vehicle after leaving church, does it mean the church orchestrated the accident? That someone got attacked after leaving a lecture room, does it mean the lecturer orchestrated it? That someone even got attacked in a courtroom, does it mean the judge orchestrated it? Absolutely not.

Although it would have been better if the EFCC had come out to clear the air regarding the reason for VDM’s arrest, because in the absence of information, rumours are bound to thrive. In fact, the commission should have actually released a statement regarding these rumours, not to vindicate GTB, but to keep Nigerians informed.

Let’s even think about it logically: what can warrant GTCO to order VDM’s arrest by the EFCC? Did he defraud GTCO? Did he steal from a GTB customer? Did he launder money through a GTB account? These are questions that should be asked before passing judgments. But Nigerians are always emotional when it comes to issues like this, and that’s why people who are culpable in serious crimes get away with anything as long as they get involved in charity or activism.

GTCO has been a very friendly organization, and in 2024 alone, the bank paid a record dividend of N8 per share. The bank is happy, shareholders are happy, customers are happy — who is Very Dark Man?

Osho Oluwatosin is a Nigerian journalist and writes from Lagos.

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Can We Have More Bankers Like Victoria Mulero? An epitome of ‘omoluabi’

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Can We Have More Bankers Like Victoria Mulero? An epitome of ‘omoluabi’

In February of this year, I needed to open a new bank account for salary purposes, as required by the management of the new company I had just joined.

I considered First Bank, Access Bank, and Sterling Bank. After some thought, I chose Sterling Bank—not because I found them superior—but because I believed they had fewer customers, which I hoped would save me from long queues and unnecessary delays.

I visited the Sterling Bank branch at Akowonjo to open the account. Unfortunately, the staff member who attended to me didn’t inspire confidence. She appeared distracted—smiling at her phone, clearly engrossed in a private chat—far from the level of professionalism one would expect in a bank setting. I had a feeling this would lead to problems down the line.

 

When my first salary was paid into the account, my suspicion was confirmed. Sterling Bank restricted access to my funds—I couldn’t transfer money or make withdrawals at the counter. I visited their Fatai Atere branch at Ladipo, Mushin to complain, where I was informed that the account opened for me was a “Kaikai” account—a type I had never heard of. Apparently, this account type is meant for individuals who lack the required documents during account creation. But I had submitted all necessary documents, so why was such an account opened for me?

Can We Have More Bankers Like Victoria Mulero? An epitome of 'omoluabi'

At the Fatai Atere branch, I was attended to by a remarkable banker named Victoria Mulero. She requested my NIN, which I didn’t have on me at the time. Rather than send me back home, she asked if I had a digital copy. I did, and she graciously gave me her email address so I could forward it to her. With that, she resolved the issue promptly and professionally.

However, the following month, in March, the same restriction happened again. I returned to the Fatai Atere branch, and once again, Victoria Mulero handled my complaint with efficiency and kindness, resolving it without delay.

I hoped the matter was finally settled, but when my April salary arrived, the restriction was imposed yet again. This time, I was beyond frustrated and ready to replace Sterling Bank as my salary account. Still, I visited the Fatai Atere branch one last time. Once more, Victoria Mulero resolved the issue with grace and determination.

This write-up is a tribute to Victoria Mulero of Sterling Bank, Fatai Atere branch. She is a rare gem—respectful, diligent, and genuinely customer-focused. She went above and beyond, following up with the Akowonjo branch through calls and emails until the matter was fully resolved. She handled every situation with patience and empathy, treating the job as if the bank belonged to her family.

To be honest, I’ve had unpleasant experiences with many bankers, especially female staff. Too often, they carry personal frustrations into the banking hall and take it out on customers. But Victoria is different. She exemplifies what true customer service should be.

We may not all be the same, but treating people with respect and kindness is a skill that can be learned—and Victoria clearly has. Let’s celebrate her for being a model professional and a beacon of hope in an industry that too often lacks empathy.

Without any fear of contradiction, I say boldly that Victoria Mulero is a good ambassador of Sterling Bank and her parents too deserve encomium for raising a well trained daughter and impacting an attitude of ‘ omoluabi’ in her. We need more of Victoria Mulero in our banking industry.

Seun Jacob Ogunbiyi
Known as Olùkọ́, the therapeutic writer and Lagos based journalist

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